Click here for the top realtor in Lehigh Valley? Founded in the 1700’s by Moravians, the “Christmas City” is known for its big colonial and industrial history. It’s living a cultural and economic renaissance ongoing with awesome farm markets and brunch spots, wineries and chocolate shops, romantic date nights that include dinner and a show, or a reservation at 2021’s #1 Historic Hotel of America, The Hotel Bethlehem. Sports venues, concert halls, museums, chic restaurants, ski resorts, and even a hidden ivy league university considered the best in research in the nation. Discover even more details at https://rebeccafrancisteam.foxroach.com/Bethlehem-Neighborhoods. Ranked in the top 1% of Berkshire Hathaway agents nationwide, Rebecca L. Decker Francis and her team specialize in the Lehigh Valley luxury home market. Mixing their professional marketing expertise, business acumen and extensive links both locally and abroad, Rebecca and her team can help buyers and sellers alike achieve their goals. Whether buying or selling a fine home, their access to the latest technologies and market research, along with their ability to network with other top luxury agents will benefit clients and enhance their buying or selling experience.
Selecting a lender is a matter of personal preference. Many people often shop around, looking for a lender that offers the lowest rate. More often, however, people will choose a lender based on a referral from an agent or friend. Most lending institutions will offer the same basic programs, such as FHA, VA, conventional fixed rate, etc.; and most will meet or beat another lender’s rates. What usually separates one lender from another is their “niche” product. An example would be a lending institution that specializes in low down payments, as compared to another that specializes in self-employment financing. Most agents will be able to point you in the right direction based on your particular situation.
Communicate With Your Significant Other: Notice how I wrote significant other; this financial tip doesn’t just apply to married couples. Money fights can affect any relationship. The best way to avoid fighting about money with your S/O is to talk to them about it. Remember that you’re a team! You should be talking to each other about your financial goals, and you should set a date once a month to go over your finances together. I recently started doing a monthly money meeting with my girlfriend and it’s actually been pretty fun. We get to see where each other are at with our financial goals and we keep ourselves motivated to accomplish those goals. The bottom line? Don’t let money ruin a great relationship.
One of the largest reasons some buyers walk away from a home purchase feeling remorseful is because they don’t consider everything about purchasing real estate before they jump into it. There are common buyer mistakes we address with all of our buyers upfront so they have a highly successful transaction. One thing that many folks don’t want to do is put in the upfront work, studying, and preparation that goes into buying a house. You need to prioritize your needs, and your wants – and if you have a partner you need to communicate together on everything. Maybe one person is ready to buy, and the other isn’t ready just yet.
Consider the possibilities of added free time in your schedule when your door-to-door commute is cut in half and your spending power is multiplied thanks to an affordable cost of living. Picture the opportunities for learning—ranging from numerous public, charter, and private K-12 offerings to nationally-ranked colleges and universities—that will enable you and your family to thrive. To top it off, you’ll be surrounded by world-class healthcare providers offering everything from general practice to specialized surgery, rehabilitation, athletic performance training, and more. All that (and more) is Made Possible in Lehigh Valley. The region has been recognized as one of the fastest-growing economies in the nation, and is just a short drive away from major mid-Atlantic cities including New York City, Philadelphia, Baltimore, and Washington D.C.
What’s even more annoying is that you may have to fight to get your hands on the few properties that are out there, depending on the housing market in question. In popular metros, bidding wars will still take place, and they even become the norm again as they were in previous years. If the property is popular, there will always be someone willing to outbid you for that home they just must have. This is another reason why the fixer can be a winner, the hidden gem if you will. That being said, it’s okay to pay more than asking (or even the fully appraised value), just keep in mind that there are plenty of fish in the sea. Well, perhaps not plenty right now, but there’s always another opportunity around the corner. Stay poised and don’t let your emotions get the best of you. Like anything else, it’s okay to walk away. Trust your gut. Find extra details at https://rebeccafrancisteam.foxroach.com/.