Category: Finance

List of high risk merchant processors in 2019. This is a popular topic as more countries open up to new services. High-risk merchant accounts are a subset of financial services that allow firms to receive card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus raised fees and strong binding contracts. Being labeled as high-risk sounds bad. But in some cases, it can be your only option. We have been discussing about multiple aspects of the high-risk merchant account business for many years and have probably reached on most, if not all, of the most important problems. Here are some more advices on high risk merchant account processing.

High risk credit card processor : CardMax Payments offers flexible accounts, easy set-up, and competitive pricing. Relationships with more than 30 domestic and international banking providers help CardMax provide exceptional service and support.

Many financial processors do business only with with low-risk businesses, who they see as a low risk investment. That means businesses considered high-risk will have a very small selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s practically not possible for commerce merchants to operate without receiving payments from credit or debit cards. Before you can take “plastic,” you need a payment processor who acts as a link between you, banks, and credit card networks. Read more info at High risk merchant account pharmacy.

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants. The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them. The company has received exclusively positive feedback on public forums, with most reviewers singling out the company’s customer service for praise.

We worked with all of the high risk credit card processors, to be able to compare and a very good pick is iPayTotal. They cover all business types, have a huge experience in the business, fast customer support and low fees.

We work with a highly experienced and well-educated team, with more than a decade of experience in the industry. Our main aim is to secure our clients from fraud services and provide them with the solutions which other normal banks refuse to provide. We are dedicated to value our customers more than they demand. We offer these solutions in integrated packages that will perfectly adjust to your company card payment requirements. We process for both low-risk and high-risk merchant accounts. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

It’s practically impossible for eCommerce merchants to do their business without receiving payments from credit or debit cards. Before you can take “plastic,” you need a payment service provider who acts as a liaison between you, banks, and credit card networks. Lots of financial processors do business only with with low-risk merchants, who they consider as a safer investment. That means businesses considered high-risk will have a limited selection of potential processors to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Typical payout terms you can expect are either daily or weekly, with 1-7 day delay time for each. In many cases a daily payout with very short delay will be granted only if you are assessed as low-risk, or most usually after you spend processing with the provider for couple of months and have enough volume to support that. Contract Terms and Periods: Don’t be surprised when you’ll see that every provider wants to impose a Rolling Reserve to your account. This is a standard measure to lower the risk exposure of provider in case of excessive chargebacks or refunds. Typical Rolling Reserve is between 3-10% for the period of 90 or 180 days. As with payout terms, keep in mind this can be negotiated, especially after your company spends couple of months processing payments with the provider.

eMerchantBroker.com is a Los Angeles-based credit card processor that primarily serves high risk e-commerce business types. The company’s high risk processing services include chargeback dispute resolution, an online payment gateway, ACH processing, merchant cash advance, and MOTO processing options. eMerchantBroker.com has maintained a low complaint rate since our first review of the company and appears to offer custom pricing plans depending on each business’s type and processing history.

Payment gateway for high risk business in 2019. This is a hot topic as more countries open up to new services. High-risk merchant accounts are a subset of finance services that offers firms to receive card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced options in processors, plus raised fees and strong binding contracts. Being considered as high-risk sounds terrible. But in some scenarios, it can be your best option. We have been writing about multiple aspects of the high-risk merchant account industry for a very long time and have almost sure reached on most, if not all of them, of the most important problems. Here are some more guides on high risk merchant accounts. Read more details at High risk merchant account instant approval.

Cayan has a reputation for helping businesses develop more meaningful customer connections through cutting-edge payment solutions. They’re also known for reasonable pricing, and not requiring an early termination fee (ETF). We did transactions on all of the high risk credit card processors, to be able to compare and a very good pick is iPayTotal. They cover all business types, have a large experience in the field, fast customer support and low fees.

Misleading sales gimmicks and dishonest sales agents are common problems in the merchant account provider industry. While we like to see full disclosure of contract terms, processing rates, and account fees right on a provider’s website, even the best high-risk specialists often fall short in this area. There’s a reason for this. High-risk specialists often work with multiple third-party processors to find one that can accommodate your needs. With each processor setting their own rates and terms, it’s practically impossible to spell out all the details on a website. You’ll want to work closely with your sales representative and negotiate to get the best terms available. Just be aware that as a high-risk merchant you’re not going to get as good a deal as a non-high-risk merchant.

iPayTotal can help you in understanding and create your high-risk merchant account and guide you through the underwriting procedure followed by the bank while onboarding an application. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high-risk businesses.

IPAYTOTAL LTD
Company Address: 60 Windsor Avenue London, England SW19 2RR
Company Website: https://ipaytotal.com/.
Support Email: support@ipaytotal.com
UK Tel:+44 800 776 5988
US Tel:+1 845 215 4017
Company # 11357725

Working and making money from home can be a dream, but it can also be a reality. You can be skeptical of the real ways of earning money by working at home, but they do exist. Here are some of them :

When working in an office, your morning commute can help you wake up and feel ready to work by the time you get to your desk. At home, however, the transition from your pillow to your computer can be much more jarring. Believe it or not, one way to work from home productively is to dive into your to-do list as soon as you wake up. Simply getting a project started first thing in the morning can be the key to making progress on it gradually throughout the day. Otherwise, you’ll prolong breakfast and let the morning sluggishness wear away your motivation.

If you love kids, sign up for Care.com or SitterCity to spend a few hours a week babysitting. These websites verify both babysitters and those seeking sitters with background checks, so you can ensure you’re conversing with a reliable source. Babysitting rates vary based on years of experience, number of children, and hours per week. According to ZipRecruiter, the average hourly rate for a babysitter is $28. Use Care.com’s calculator to plug in your experience and find out how much your should be making an hour as a babysitter.

Identify what needs to get done every day and make sure to do it. “As long as I have a plan on how to complete the list of daily tasks on my personal to-do list, it doesn’t matter if or how I may be interrupted, as long as I get things done by the end of the day,” says Michael Pesochinsky, VP, GC and CTO of Great Neck, New York-based GovernmentBargains. Use the cloud. Klaus Sonnenleiter, president and CEO of Franklin Lakes, New Jersey-based PrintedArt, insists that important documents need to be uploaded to a cloud storage service such as Dropbox or Google Drive. “This way you can log in from anywhere and never need to worry about having your files with you,” he says. See extra info on Looking For Work-from-home Opportunities.

Swagbucks is one of the few all-inclusive platforms that lets you get paid for completing a variety of tasks. Like some of the other recommendations on this list, you can get paid to take daily surveys and you can also watch videos or play games for rewards points too. If one of your freelance gigs is writing or web research, you can “double dip” by performing your web searches through the Swagbucks search engine which will provide the same keyword results as going directly through Google or Bing. Every point you earn can be redeemed for gift cards or PayPal cash.

Real virtual assistant tasks, this is a very trendy topic in 2019. With the internet linking everyting lots of jobs can be completed from home. People are becoming very interested in working from home, to save transport time and earning extra income from home.

BELAY is a very reputable Inc. 500 company that hires workers for four different work from home positions. BELAY hires virtual bookkeepers, virtual assistants, content writers, and webmasters. They seek out experienced virtual assistants to fill this 100% remote job. In this position, you’re responsible for e-mail management, social media management, research, data entry, event planning and more. You need to be available during regular business hours Monday through Friday. The company was founded in 2010 and quickly gained popularity among clients and workers alike. BELAY has great feedback from current and former workers. Many reviews mention flexible hours, great employer support, and positive experiences with clients.

Red Butler is another company that provides virtual assistant services to clients. Its virtual assistants support clients with a wide range of tasks, like calendar management, answering phone calls, making personalized restaurant recommendations, and creating spreadsheets. Red Butler doesn’t state what it pays its employees. If you want to become a virtual assistant at Red Butler, then fill out a form on this page. You just need to enter some basic information, but, you’ll also need to complete two test tasks, like making a restaurant recommendation based on the needs of an example client and creating a spreadsheet for a company. Read more details on Earn money as a freelancer.

Gabbyville offers online virtual assistant jobs with a focus on live phone call support, which requires a T1 VoIP phone line and noise-canceling technology. However, you can also be expected to assist with appointment reminders, text message notifications, and online scheduling. In order to apply, you’ll need to send your resume and a cover letter to career@gabbyville.com. The company does require that you have at least a high school diploma, a typing speed of 50+ words-per-minute (test yours here for free), and 2+ years experience in customer service. Pay is reported to be $9 to $10 an hour, putting Gabbyville on the lower-end of legitimate online virtual assistant jobs.

What’s great about being a virtual assistant is that the role is so varied. Virtual assistants work with business owners, entrepreneurs, website owners, companies, bloggers, and a wide range of other organizations and individuals to assist them with a variety of tasks. Generally, VA’s provide admin support and are responsible for taking care of any tasks that the client doesn’t have time for or requires assistance with.

Earn more with a career that provides the flexibility to work at your own pace, with the digital tools that have been selected by industry experts to help you work smart and earn more. Whether you are an artist, data entry operator, or a sales representative, our digital tools not only enable you to manage your tasks and projects but also give you Freedom and flexibility for a perfect work-life balance. At Financial Freedom, we believe the time is valuable, and freelancers and virtual assistants should make the most of their time. That’s why, based on our thorough industry research, we have picked the up-to-date digital tools for freelancers to help them excel in their careers, work smartly while working remotely. Source: https://earncashweekly.site/.

Crypto currency is hot in 2019, everyone wants to make money in crypto. There are many online platforms, we will discuss a few of them at introduce you to the hottest crypto trading platform in 2019 , bitradecrypto.com.

Founded in 2014, Poloniex is one of the world’s leading cryptocurrency exchanges. The exchange offers a secure trading environment with more than 100 different Bitcoin cryptocurrency pairings and advanced tools and data analysis for advanced traders. As one of the most popular trading platforms with the highest trading volumes, users will always be able to close a trade position. Poloniex employs a volume-tiered, maker-taker fee schedule for all trades so fees are different depending on if you are the maker or the taker. For makers, fees range from 0 to 0.15%, depending on the amount traded.

Originally launched in China, Binance moved to Malta in 2019. It is considered to be the world’s largest crypto asset exchange by trading volume, and although the exchange was launched only in 2017, it’s managed to gain the trust of millions of investors, quickly becoming a top contender within the cryptocurrency exchange world. Thanks to the extra security steps, like anti-phishing code, PCI Scanning, Secured Sockets Layered encryption technology, pseudonymisation, internal data access restrictions (amognst others) it’s really no wonder why it’s considered a trustworthy exchange. Such precautionary safety features aim to protect the customer’s funds as well as personal information from unauthorized personnel, further putting their client’s mind at rest.

Our pick for 2019 is bitradecrypto.com , a new solid crypto trading and investing online platform. See more details on most profitable crypto trading platform.

Overview :
1. More than 20 countries worldwide started joining the network
2. You can make daily profit upto 1.5%
3. 200%-300% profit on every activation.
4. Make referral income upto 3 level.
5. Daily withdrawal of your profit
6. Coins accepted BTC/BCH/ETH/Dash and Perfect Money/Payeer

Headquartered in London in 2019, bitradecrypto.com LTD is already becoming the Panam’s fastest growing trading company. Our name is synonymous with effective and profitable trading solutions where our investors need little to no trading experience at all. With bitradecrypto.com LTD, investors choose one of our four simple investment plans, make a deposit and sit back while our experts go to work. They can withdraw their profit any time and schedule withdrawals quickly and easily through our website. If you have been looking for an easy to use investment platform, choose bitradecrypto.com LTD now and let our professionals help you choose an investment plan that meets your needs today!

We are team of professional traders in Forex & Crypto Exchange and Coins trading and Crypto Mining who know how to grab the profit end of the day. We are using one of most experienced , professional and trusted DDoS Protection and mitigation provider. We are a legal company registered in the UK providing its investment services to the members all around the world. We understand how important having reliable support service is to you. Please don’t hesitate to contact us should you have any questions and we will get back to you in 24 Hours! Get your payment instantly as soon as you request it! Minimum withdrawal is $0.1. There is no fee for withdrawals of hourly interest.

The bitradecrypto.com LTD is modern investment program who owned by bitradecrypto.com LTD based in the United Kingdom. Our Corporate Headquarters is located here: 21 Kensington High Street, Kensington, London, United Kingdom, W8 5NP . Company registration number is NO.111222333.You can I check the company Companies House The bitradecrypto.com LTD offers high-return investing in the Forex, digital currency known as Bitcoin, stock market and Fintech start-ups. Our company is constantly evolving, it improves its marketing components and creates new investment proposals. All this makes the bitradecrypto.com LTD an industry leader and to be able to adapt to the constantly changing market conditions. Join us on https://www.bitradecrypto.com/ or check more details on our Bitradecrypto Facebook Page.

Do you require money for various reasons ? Looking for mortgage brokers tips? Commercial real estate transactions are extremely time-sensitive, and if anything gets held up due to a lack of available funds, those projects can hemorrhage money in the long run. For commercial real estate investors who already have larger financing in the pipeline, but need capital to cover more immediate costs, there are bridge loans.

A personal loan is a type of unsecured loan that can help you in any financial crisis. You can spend funds gained from a personal loan in any way you like, from renovating your home to repairing your car. Most individuals prefer personal loans over others since they allow you to use funds in any way you want. Personal loans are unsecured in nature, meaning, you don’t have to place collateral or security in the form of an asset such as a house, car and etc. Due to this reason, interest rates of personal loans tend to be much higher than those of traditional secured loans. Read extra info on Working capital.

Build Your Credit Portfolio: Personal loans are a great way to expand and build your credit portfolio within a short span of time. Also, they can be a good way to increase your credit limit since your credit limit is directly related to the health of your credit portfolio. A properly managed loan adds to it positively. Fast Processing: Personal loans do not require elaborate paperwork. Most banks grant personal loans instantly if your credit history seems good enough and you are an existing customer. Case in point is HDFC Bank’s 10-second loan for people holding a savings account with the bank.

While a limited company is a separate legal entity from its directors, it is normal for business lenders to check the credit scores of key stakeholders. It’s a useful metric, amongst others, for measuring the overall reliability of a company, and particularly its leaders. Where it can be seen that a director has a poor credit history, this is likely to raise red flags and lower the total amount of loan which is offered. It may also have an adverse affect on interest rates or other variables as the lenders algorithm will fluctuate according to perceived risk. NB, this doesn’t mean you cannot apply for finance for your business if your personal credit history is flawed.

Mortgages for bad credit could let you buy a home even if you have had financial difficulties in the past. Here is how to get a mortgage with bad credit. Mortgages with no deposit are not offered unless you have a guarantor named on the mortgage too. However, it can still be possible to get on the property ladder if you have a very small deposit saved; this guide explains how. Self employed mortgages are for if you run your own business or have an income that is hard to prove to lenders. Here is how to get a self-employed mortgage. Commercial mortgages let you buy property for your business or as an investment. Here is how to get a mortgage for your business. Mortgages for older borrowers could accept you even if you are over the maximum age specified by most lenders; here is how to find one.

Greenlight Funding provides low-interest affordable loan programs for home and commercial real estate. Loan programs available up to 100% financing. Fixed and adjustable rates for single and multifamily real estate, construction loans, fix and flip and business loans from SBA and private lenders. We cater to homeowners, real estate investors, and business owners and are dedicated to helping you to fulfill your goals. Call us at 917-722-1761 and get your prequalification today. Expertise: A dedicated team of Mortgage Advisors, Trust: We let our past customers tell you about it, Technology: Less paperwork means less hassle, no confusion.

Business Name: Greenlight Funding, Manhattan
Web: https://greenlightbiz.com/
Address: 99 Wall Street, Suite 1605, NY, NY 1005
Tel: 917-722-1761
eMail: info@greenlightbiz.com

TechBank is licenced & regulated European financial institution, a crypto exchange is licenced by Financial Intelligence UNIT (FVR000419), also operates a highly secure Crypto wallet service (Licence No: FRK000341), issues multicurrency CRYPTOBACK cards (Patent App No: GB1719487.9) and operates from its corporate offices in London & Estonia. Open a beautifully simple app-based global crypto account in minutes not days. We’re all about giving back! When you shop at your favorite brands through TechBank, we receive a commission and share it with you as Cryptoback in Bitcoin & CCRB.

Cryptocurrency is the big boom in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you jump in it’s better to be informed. Here are a few tips if you want to purchase cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will offer you to buy cryptocurrency with money. An exchange is basically an online platform that offers anyone to purchase and sell Bitcoin as well as any other cryptocurrency that they have listed.

BYE BYE Cashback & Loyalty Points ? Isn’t it about time that you were able to join an advance ‘Cryptoback‘ program & enjoy unlimited global benefits? Earn cryptocurrency while you shop at your favourite brands. Redeem it, gift it, cash it, trade it – or build your crypto portfolio.

We could say that cryptocurrencies were born in 2008 when the domain name bitcoin.org was registered on August 18. Then, on October 31, the mysterious Satoshi Nakamoto, who designed Bitcoin, publishes an article that launches the ball: “Bitcoin: a peer-to-peer electronic cash system.” The first Bitcoin transaction occurs when Nakamoto sends Hal Finney, a computer programmer, 10 Bitcoin (BTC) on January 12. Bitcoin is the first digital currency created without the intervention of any government, central bank or organization. Under the pseudonym of Satoshi Nakamoto, a person or a group of people proposed and created a completely free digital currency, supported by its users through a P2P network. Until today the identity of its creator remains a mystery.

Bitcoin (BTC) is King/Queen; Don’t Get Overly Optimistic About Altcoins. Those who invest in BTC tend to get itchy fingers when BTC stagnates and alts go up. Sure, going into IOTA or ZCash can be a brilliant move at times… at other times you’ll be holding the bag while everyone moves back into BTC. Stick with coins you know and like, but consider always being partly in BTC (not 24/7, but in general). This advise applies somewhat to Ethereum as well, but first and foremost BTC is the center of the crypto economy.

Open an business account and launch your own crypto rewards program in minutes. We can provide your Company a multi-currency crypto account, so you can continue to grow your business on an international level. Get direct access to exchanges, Payment Processors, transfer and receive funds worldwide and so much more. Exchange fiat Currencies like USD, EUR, GBP, INR, AUD, CAD, PLN & many more to the crypto of your choice like BTC, ETH, BCH, LTC, CCRB etc. Load your fiat or crypto wallets with the available funding methods and instantly start trading with crypto and vice versa. Read more details on Global Cryptoback (Bitcoin & CCRB) debit card.

Little pigs eat a lot, but big ones get eaten. This is especially true of market profits when trading cryptocurrencies. Wise traders never run in the direction of massive profits; nope, they don’t! They would rather stay put and gather small but sure profits from regular trades. Consider investing less of your portfolio in a market that is less liquid. Such high trades require more tolerance, while the stop loss and profit target points will be allocated further from the buying level.

Rule number one of investing; don’t invest more than you can afford to lose. You should go into this ready to lose whatever you put in. Ultimately, as the price swings up and down, you should remain calm and still be living a healthy life with room for regular spending. I’ve heard countless horror stories of people investing greedily with their entire life savings or borrowing large sums of money. This is a HUGE mistake.

Exchanges provide you with information on how many (or how much of a) Bitcoin you can buy for specific sums of money. However, due to its volatile nature, Bitcoin prices can vary dramatically by exchange and from moment to moment. That means that even if you have a lot of money to burn, you’ll probably be buying a fraction of a Bitcoin. There’s nothing wrong with that and for most people is the route they’ll go down as few but the wealthy can afford more than that.

TechBank is a European headquartered licensed financial institution that avails you with services including a pre-paid crypto linked virtual card, cryptocurrency exchange and peer-to-peer market place. TechBank OÜ (14440607) is licensed by, Financial Intelligence UNIT. TechBank Crypto exchange (License No: FVR000419) & crypto wallet service (License No: FRK000341) Estonia. We’re not a bank we are fully licensed to handle customer’s crypto assets and handle crypto to fiat and fiat to crypto trades. We operate from our corporate offices in Estonia. Source: https://techbank.finance/.

For a full presentation please check https://docs.google.com/presentation/d/1B83NYRoJV1bf53iKMv-QA8DpfAnLj0lFrr2vTxdaMh0/edit?usp=sharing.

Top tips for how to multiply your money. All our experts state that your attitude to risk is one of the most important things to consider before you invest your £10,000. “You must ask yourself: how much risk am I prepared to take? How long am I investing for? What are my investment goals?” says Mr McDermott. For more on this read What is investment risk? He says a medium-risk person looking for capital growth across a minimum 10-year investment horizon could consider weighting their portfolio towards 40% in the UK, 20% in the US, 15% in Europe and 5% each in Asia, Japan and other emerging markets, as well as 10% in so-called absolute return funds.

Regardless of the source, never accept a stock tip as valid. Always do your own analysis on a company, before investing your hard-earned money. While tips sometimes pan out, long-term success demands deep-dive research. Rather than panic over an investment’s short-term movements, it’s better to track its big-picture trajectory. Have confidence in an investment’s larger story, and don’t be swayed by short-term volatility. Don’t overemphasize the few cents difference you might save from using a limit versus market order. Sure, active traders use minute-to-minute fluctuations to lock in gains. But long-term investors succeed based on periods of time lasting years or more.

Funding your retirement is one of the best investments that you can make to ensure the financial future of you and your family. It’s important to plan for your retirement whether you have just finished high school at 18 or are about to enter your 60’s. It is never too early to start putting money away for your retirement. If you are planning on living a comfortable retirement based on Social Security; forget about it! According to USA Today, the average Social Security benefit paid out to retirees is a paltry $1,324 per month, which amounts to just $16,424 per year. Read more details at Why you need a retirement plan.

If you’re on a tight budget, even the simple step of enrolling in your 401(k) or other employer retirement plan may seem beyond your reach. But there is a way that you can begin investing in an employer-sponsored retirement plan with amounts that are so small you won’t even notice them. For example, plan to invest just 1 percent of your salary into the employer plan. You probably won’t even miss a contribution that small, but what makes it even easier is that the tax deduction that you’ll get for doing so will make the contribution even smaller. Once you commit to a 1 percent contribution, you can increase it gradually each year. For example, in year two, you can increase your contribution to 2 percent of your pay. In year three, you can increase your contribution to 3 percent of your pay, and so on.

Many good investors stress the importance of diversification. But Warren Buffett tends to disagree with the idea. Buffett says that diversification is for people who don’t know much about investing. An experienced investor should choose stocks on a long-term basis and should have faith on his/her investments. Some investors diversify their portfolios because they are afraid that any one stock might sink their entire portfolio; but, while doing so, it becomes much harder to keep track of the current events impacting each company. So, by diversifying, they might reduce the volatility of their portfolio, but at the same time they reduce their focus on individual investments. Buffett waits for opportunities to buy good stocks, and when those opportunities come his way, he takes full advantage. According to Buffett, “When it’s raining gold, put out the bucket not the thimble.”

About MultiplyMyMoney : I have more than 12 years of experience as an independent and personal financial and investment consultant. I used to run a financial blog called BuylikeBuffett which provided insight on investing, saving, money management, and all things finance. I am also the author of Your Financial Playbook: A Guide To Navigating The World Of Personal Finance a financial guide written to inform the beginning investor about the basics of the market. I decided to start a new site because I receive a great number of questions about financial topics on a daily basis. I figure that this would be a great way to answer those questions and increase financial literacy. I also figured it would be a good platform to write articles on everything from teaching how to get rich, explaining the basics of cryptocurrency, to detailing ways of rebuilding your credit score. I was the founder and president of New Horizons Financial Management, LLC, and was a registered investment advisor. New Horizons was an independent investment advisory asset management and personal financial consulting firm offering investment advisory services to high net worth individuals. See extra details on Learn how to multiply my money.

Cryptocurrency is a current days El Dorado, a market that offers huge profit making possibilities. But it’s also extremely risky so before you jump in it’s better to be informed. Here are a few advices if you want to buy cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to with an exchange which will offer you to buy cryptocurrency with paper money. An exchange is basically an website that enables everyone to purchase and sell Bitcoin as well as any other cryptocurrency that they have traded.

Exchanges accept a variety of payment options based on what they are willing to use. This is sort of a sore point for many exchanges, since some payment methods have been used to scam sellers for a quick buck in the past. Coinbase allows both bank account and credit or debit card transfers for payments and one payment solution must be linked to your account before you can make the trade. Paypal is not supported by Coinbase and with good reason.

During an ICO (Initial Coin Offering), startups offer the general public an early chance to invest in their idea through a crowded sale. In return, these investors are allocated tokens at a lower price with a promise to sell them at a much higher price when listed on an exchange. Time has proven that ICOs can quite successful with records showing that some tokens ended up more than ten times the value of the projected returns. But what’s the catch in this, you might ask… ICOs have attracted a large number of investors clearly due to their high returns; however, another large number of ICOs have turned out to be total scams. People have lost millions worth of investments.

Take your time to educate yourself and understand what you’re investing in. Cryptocurrencies are not shares like stocks. You have no ownership in the company and receive no dividends. If a company issues a cryptocurrency, then it is very possible for the company to profit or get acquired, with no benefit to you. A company can be doing very well, yet their coin can drop. The only exception here may be security tokens which can grant ownership to their investors. But even then, it’s up to the guidelines of the offering.

Bitcoin (BTC) is King/Queen; Don’t Get Overly Optimistic About Altcoins. Those who invest in BTC tend to get itchy fingers when BTC stagnates and alts go up. Sure, going into IOTA or ZCash can be a brilliant move at times… at other times you’ll be holding the bag while everyone moves back into BTC. Stick with coins you know and like, but consider always being partly in BTC (not 24/7, but in general). This advise applies somewhat to Ethereum as well, but first and foremost BTC is the center of the crypto economy.

Cryptocurrencies, sometimes called virtual currencies, digital money/cash, or chips, are not exactly like US Dollars, Euros, Venezuelan Bolivars or Peruvian Soles. They exist “online” and are not usually backed by a government (there are exceptions). They are backed by the respective user networks that keep them as Bitcoin. Read extra info on Buying Crypto Online.

We have been discussing about multiple properties of the high-risk merchant account business for many months and have most likely reached on most, if not all of them, of the most deciding problems. Here are some more guides on high risk merchant account providers.

High-risk merchant accounts are a group of finance services that enable businesses to receive card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited choices in processors, plus raised fees and harsh contracts. Being named as high-risk looks bad. But in some scenarios, it can be your only option.

It’s practically impossible for commerce merchants to do their business without receiving payments from credit or debit cards. Before you can take “plastic,” you have to use a payment service provider who acts as a liaison between you, banks, and credit card networks.

Many financial service providers do business exclusively with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a very poorr selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Here are some high risk credit card processors : Using an omni-channel platform that adapts to any payment experience, Inovio strives to simplify the confusing payment process. Their flexible APIs, seamless integration and other services work with multiple payment technologies.

Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. This includes CBD and Kratom businesses. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online payment gateway and virtual terminal, EMV-compatible terminals, and merchant cash advances. PaymentCloud provides a dedicated account rep to all new merchants for the life of the account. The company has not received any negative complaints on consumer forums, and it customizes its pricing according to each merchant’s business type and processing history.

We used all of the high risk credit card processors, to be able to compare and our pick was HRMA-LLC. They cover all business types, have a large experience in the business, fast customer support and low fees.

Do you have a business related to continuity offers with auto ship ? HRMA-LLC can help you. See more details on High risk merchant account processing.