Category: Finance

High quality accounting software in India? Our billing software is 100% GST compatible and generate various types of GSTR reports like GSTR-1, GSTR-3B and compatible reports for auditor. Supports multi-rate invoices and purchase bills. Hitech BillSoft helps in keeping tab on inventory and informs about low stock, availability, items not selling, fast moving items and cost profit analysis. Multiple inventory reports for taking informed decisions. Our billing software brings everything related to a client on single dashboard where you can set credit limit, generate payment receipts, adjust accounts, generate invoices, set cheque alerts, and many more.

Market is flooded with 1000’s of printer types and brands which is a issue in itself. We developed highly advanced new printing engine to address this issue which allows us to print on any printer of any brand at the speed of up to 60 invoices per minute. RAM management is not a child’s play, it requires experience of years to handle complex things like RAM management. Our dynamic RAM management system reduces memory footprint and free memory when not needed as per workload.

India’s fastest billing software which comes with inventory, GST, barcode, SMS, email and android app. Most simple and powerful billing software, Easy and powerful GST billing software for: Small Businesses, Retailers, Wholesalers, Freelancers, Service Providers and many more… Start using our billing software which comes with best in class smart features to help your business grow. Offline desktop application: Why to stop billing when internet is not available? Our billing software works offline without internet connection and comes with best in class multi core business engine and billing features. Read additional information on hitech billing software.

We’re Hitech, a ISO 9001:2008 certified software company that serves clients and runs several products for small businesses and growing businesses like ours. Since 2002, Hitech has helped tens of thousands of traders and startups to grow their business and make more money. Our mission is to reduce the stress you feel about your business by giving you access to the tools and data you need so you (and your team) can focus on doing your best work and leveling up your business game.

Our billing software generates detailed report of profit and loss margin on sale of each and every item during a period which helps you in focusing more on areas where you are loosing. Reduces chances of loss on sale of item. Helps in increases overall profitability. Download Hitech BillSoft latest version from anywhere, and it’s free. Supports Windows 7, 8, 8.1 and 10. Hitech BillSoft allows you to keep record of purchases and manage your inventory accordingly. You can also add item barcode or serial number while entering purchase bill.

What is the framework that the GST follows? India will follow the dual form of GST, like other countries such as Canada and Brazil. At the intra-state level, where goods and services are sold within the state, CGST (Central Goods and Services Tax) and SGST (State Goods and Services Tax) will be levied. When selling goods and services into other states (inter-state sales), IGST (Integrated Goods and Services Tax) will be levied. Importing goods will come under IGST as it will be considered as inter-state supply. Imported goods will also attract basic customs duty. See more information on this website.

High quality workers compensation insurance tip? Workers’ compensation insurance is also known as workers’ comp or workman’s comp , brings your employees benefits if they receive a work-related illness or injury. These benefits can help: Cover their medical costs, substitute most of their lost wages if they take time to heal, gives disability income, pay for their own funeral if they lose their life. Workers’ comp has many benefits for you, as a small business owner. If your hurt in an accident employee or their family sues your comany or business, it can help recover some of your your legal costs.

Always perform a pre-employment background check. If you want to avoid hiring a workers’ compensation claim waiting to happen, someone with a worker’s compensation injury record, then always conduct a pre-employment background check. According to a Society for Human Resources Management survey, HR professionals report that nearly 100 percent of their companies perform background checks for new hires. You want to be sure the information is reliable and you are abiding by both federal and state laws. In some states, such as California, the state law is more comprehensive than the federal requirements. Your background check report should include credit records, social security number, educational records, driving records, criminal records and Workers’ compensation. It’s more than worth the investment. The cost of performing background checks is more than worthwhile if it helps avoid just one workers’ compensation claim. Workers’ compensation fraud is personal. It’s no different than someone taking money from your bank account or stealing your equipment or inventory. When it comes to workers’ compensation fraud, your business is clearly the victim. Because you have the most to lose, it’s up to you to stop it.

Workers’ Compensation Insurance ways of work: If one or many of your employees receives a work-related (happens during work time hours) injury or illness, our premium workers’ comp insurance can greatly help them , for all steps of their recovery. We’ve created programs to support and help small businesses. We’re here to try promote your employees’ safety, functionality and well-being, and to get all your injured employees, no matter the problems, back to work as soon it as possible.

While the supervisor’s role with the injured worker may seem obvious, far too frequently, an injured worker is left feeling alone and cut off from the employer. In such conditions, the employee worries and may begin to think that no one cares. When that happens, a longer than necessary recovery may occur, as well as the possibility of a lawsuit. Figure out if others are getting into your checkbook. There are leaks in any system, particularly those that are highly complicated and involve literally billions of dollars a year. These are the perfect conditions for fraud, including workers’ compensation fraud. Employees, insurers, medical providers and employers have all found ways to defraud the workers’ compensation system, no matter how many safeguards are put into place. Once it becomes clear that it’s employers who pay virtually all the workers’ compensation bills and who have the most to lose from fraud, there are steps they can take to minimize or stop it. See additional info on workers compensation insurance.

As long as injuries are work-related and take place in the “work-environment,” they should be eligible for workers’ comp benefits. Determination of work-relatedness in a work-from-home claim can be tricky, Section 14300.5(b)(1) of the California Labor Code defines the work environment as “the establishment and other locations where one or more employees are working or are present as a condition of their employment. The work environment includes not only physical locations, but also the equipment or materials used by the employee during the course of his or her work.” Accidents that take place during the commute between job sites would also be eligible for workers’ comp benefits.

Farrukh Kazmi investment professional offers tips about how to get extra cash? A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

This is not only a way to make money but also to save money as a student. If you look at it in a different way then you are making money with every purchase you would have made anyway, whether it be 10% or 0.5% cashback. There are a number of cashback sites out there which pay you the commission they otherwise would have earned. We recommend signing up with Top Cashback, Quidco.com and Swagbucks which are free and offer the best selection of retailers and exclusives.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are encrypted decentralized digital currencies that are transferred between individuals. These currencies are not tangible and exist only in the electronic from, it is a digital asset that exists and remains as data. They allow a person to send money just like sending an email, much lower transaction times compared to using a bank, minimal fees, no credit cards and no middleman. The joint bookkeeping process is called a “Blockchain”, it is public and is distributed across the network of all the people that have the same coin, for example everybody that has Bitcoin has a copy of the ledger and its transactions, which creates a community of trust. Each cryptocurrency is individually identifiable and programmable based on a very complex digital code.

No matter what stage of life you are in, life insurance should be viewed as a must. Otherwise, you saddle your loved ones with your expenses if you pass away, or leave them unsupported if you are the primary breadwinner. Not all services have costs that are set in stone. In fact, there are many bills with rates that are actually negotiable, thanks to hidden discounts and barely advertised promo rates. If you want to lower your monthly expenses, Truebill can handle the negotiations for you. Plus, you only pay for the service is they actually secure you a discount, with the fee being set at 40 percent of what you save, so you always come out ahead. See even more details at Farrukh Kazmi.

Not all financial advisors are the same. Some specialize in certain practice areas, types of clients, income levels, investment strategies, and products. Some work with clients all over the country, while others focus on clients in their town. Some can help you with your taxes, insurance needs, or estate planning and others will focus on retirement planning. There are advisors for the younger client and some specialize on retirees. You can find a planner to help with life stages planning, estate distribution strategies, and business planning. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

Premium professional indemnity policy recommendations for medical professionals? In Financial Planning we touch upon all the aspects of Personal Financial Management, and aims to build good financial habits among the Investors, and bring in Financial Wellness in their life. We believe that your good Financial Life depends more on your discipline and process you follow, rather than any Specific Investment strategy. Since doctors are among the busiest professionals, so it becomes more important for them to take good care of their money and use their time wisely on the professional upgradation, without being much worried on the Money management aspects. At Dr Good Money, We strive to make you Good With Money, So Money in turn be good with you.

You will get a Detailed Financial Plan with clear action points, which will act as a Road Map for you to do well in your Money Life. The Earlier you Start, better it is. But In Financial Planning its never too late. If you are a beginner or have already started investing or have been investing for quite many years, but are not sure which direction you are going and if you are on Right Track or not.

We will start with answering your questions about us, our system and processes. When you are fully convinced and likes to go ahead, then we will share an Agreement for you to read and sign. This will explain in writing what we are going to do and what are the different steps involved. This is the First Step in Transparent Dealings. What we say will give you in writing.

Being into medical profession, I hardly find enough time to manage my investments, insurances and other financials. I tried myself and then many so called professionals’ services from brokers to bankers, but to no avail as everyone was chasing his/her own job targets. My hard-earned money was getting wasted in helping people earn promotions. The financial sector has become so complex that it’s very difficult to understand the technicalities in detail. In such a scenario, you have to depend on someone who can help you in an honest and sincere manner and that too in your interest. I came in contact with Mr. Manikaran Singal in 2008 and I am quite happy with his advice and professional acumen. See additional info on retirement planning for doctors.

What Investment Products will you advice on? Will you be selling me some ULIPs? Our advisory will mainly be on Asset Classes. Then, from products level we prefer doing Mutual funds. Insurance we would always advice to keep separate from Investments so will advice on the low cost options there too. We would also advice on the traditional Investments like PPF , SCSS and post office savings. Bank deposits also gets considered in some case. It all depends on your requirements, Risk profile, taxation profile etc.

You understand the Importance of Procedure, Process, Protocols. You follow the same diligently while treating your Patients. A Registered and Certified Financial Planner follow the strict process and don’t prescribe without diagnosis. Monitors as per checklist and Do Timely Review of Vitals. A Chemist is not a Doctor, who knows this better than you. Still patients go to Chemists to avoid Doctors Fees and also to get easy solutions. But ultimately it is the doctor who cures them fully. You also have to understand this and talk to financial doctors (Planners) for your financial health. Yes You are different from your colleagues. your needs and requirements are different than your Friends, your story is different. You just can’t copy them. One size does not fit all in Financial planning. A good financial Planner will Understand your requirements, your risk profile, your goals, your family profile and needs, Short medium and long term goals and then only advice you on the action steps. Discover even more information on here.

Strategies to make more cash tips with investment expert Farrukh Kazmi? Interested in generating passive income? You need a website. It’s THE way to make money while you sleep. Starting a website with Bluehost takes less than 20 minutes, costs hardly anything and can be done by an 82 year-old. It only takes a bit of plugging on social media to get your first visitors, and there are plenty of ways to monetise your site. Save the Student is just one example of a successful website, started at university by Owen Burek in his first year, which has since grown into a full-time and sizable enterprise. Read Owen’s step-by-step guide on how to start a website in 20 minutes. It’s really one of the best assets you can have.

A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

We all know the saying ‘don’t put all your eggs in one basket’, but it’s particularly important to apply this rule when investing. Spreading your money across a range of different types of assets and geographical areas means you won’t be depending too heavily on one kind of investment or region. That means if one of them performs badly, hopefully some of your other investments might make up for these losses, although there are no guarantees. If you’re looking for new investment opportunities and are willing to accept greater risk in exchange for the potential of greater returns, then investing and trading in stocks, also called equities, may be right for you. Create an investment strategy & build a balanced portfolio aligned to your investment goals. Start your search for the investments that may be right for you with our powerful independent research. Manage your portfolio with access to your online trading account. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

An ETF can own hundreds or thousands of stocks across various industries, or it could be isolated to one particular industry or sector. Some funds focus on only U.S. offerings, while others have a global outlook. For example, banking-focused ETFs would contain stocks of various banks across the industry. Bond ETFs might include government bonds, corporate bonds, and state and local bonds—called municipal bonds. Industry ETFs track a particular industry such as technology, banking, or the oil and gas sector. Commodity ETFs invest in commodities including crude oil or gold. Currency ETFs invest in foreign currencies such as the Euro or Canadian dollar. Inverse ETFs attempt to earn gains from stock declines by shorting stocks. Shorting is selling a stock, expecting a decline in value, and repurchasing it at a lower price.

Many people seek out professional financial advice from a professional, but with so many options to choose from it may seem overwhelming to find an advisor. First, determine what level of advice and service you require and how much autonomy you’d like to give away to a professional. Look for professional certifications and designations after an advisor’s name, such as CFA, CFP, or CIMA. Determine the fee structure you’re most comfortable with – fee-only, commission-based, or based on assets managed. Ask for referrals and then run a background check on the advisors that you narrow down such as from FINRA’s free BrokerCheck service. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. Find extra information on Farrukh Kazmi.

See, the sum is much greater than the parts. It’s like a formula, where the more things that you do right the more money you’ll be making and the faster you’ll reach financial freedom. While each of these is important, when you manage all of them well, you’re going to be making the most of your money and your time. It’s also important to track everything using a simple free app like Personal Capital. When you manage your money well, it’s like making money in your sleep.

In previous years, increased wealth of emerging market economies boosted demand for gold. In many of these countries, gold is intertwined into the culture. India is one of the largest gold-consuming nations in the world; it has many uses there, including jewelry. As such, the Indian wedding season in October is traditionally the time of the year that sees the highest global demand for gold (though it has taken a tumble in 2012.) In China, where gold bars are a traditional form of saving, the demand for gold has been steadfast.

The upsurge of a business leader : William M. Webster, IV: Billy Webster has served the public by fighting for voting rights, educational opportunity and quality healthcare. As a White House Fellow, Billy Webster was appointed by President George H. W. Bush as an Assistant to the Administrator, Agency For International Development. From there, he served as Chief of Staff of Presidential Personnel during President Clintons transition, Chief of Staff at the United States Department of Education and Assistant to the President, Director of Scheduling and Advance for President Bill Clinton.

William M. Webster, IV is a American business leader & entrepreneur that has served in government at the highest levels and is active in community and philanthropic endeavors. When he was a junior at Washington and Lee, Billy Webster, of the Class of 1979, ran in the Marine Corps Marathon in Washington, D.C. As it turns out, he was just getting warmed up. Billy, a member of the W&L Board of Trustees, told the newspaper: “There’s something sort of natural about running. It’s one of the original activities. It feels like something you’re supposed to do. The great thing about it is that anyone who has the desire can do it.” He’s run the Boston Marathon about a dozen times, averages about 3 marathons a year, and said the Big Sur International Marathon in Monterrey, Calif., is his favorite.

William M. Webster, IV announced he had donated funds to The Nature Conservancy of South Carolina (TNC), before delivering a prepared address to the conservancy board and audience at this year’s fall meeting. His remarks outlined both what TNC had accomplished in its long history, and explored planned goals for the future of the organization in S.C. – which he called “bold, specific, and measurable.” Billy Webster is an active member of TNC, as well as a noted American entrepreneur who has served in government at the highest levels. He currently participates in a wide variety of community and philanthropic endeavors like fighting for voting rights, educational opportunities, and quality healthcare for all. “We are connected to everything else, and your support here will help to secure a sustainable legacy for our natural world.”

Responsible for oversight of Department of Education management ($32 billion budget, 5,000 employees); political liaison to the White House; advisor to the Secretary on general education policy matters. Responsible for coordination and planning of all Presidential events: responsible for all Presidential meetings and briefings and for supervision and coordination of all Presidential travel. Management responsibility of staff of 25 full-time and 300 part-time employees. Read more info on William M. Webster, IV.

William M. Webster, IV, 62, is co-founder and CEO of Advance America Cash Advance Centers, the rapidly growing Spartanburg-based company that celebrated its eighth anniversary Friday. As of last month, the company operated 2,595 stores in 35 states, and the number of stores continues to grow. In the first quarter of this year, Advance America made 2.6 million payday loans; its net income of $19.7 million was up 31 percent over last year. The Greenville native’s road to Spartanburg has been filled with ambitious jobs and achievements, any one of which might qualify for “career pinnacle” status. He’s held several high-profile Washington jobs — for a year in the mid-1990s, he was in charge of coordinating President Clinton’s schedule, from major events to daily exercise. Before that, Webster was president of Greenville-based Carabo Inc., the largest franchisee of Bojangles restaurants.

The ascent of an investment expert : Farrukh Kazmi? We offer a wide range of financial services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by A&S providing our financial information. Please call us if you have any questions about our firm or the range of Investment services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does. One of the many benefits of working with A&S Asset Management is our ability to provide clear, easily understood explanations of financial markets, financial ideas, and where you fit within them. The personalized program that we can provide is a road map to working toward a more secure financial future.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

That said, gold trounced the S&P 500 in the 10-year period from November 2002 to October 2012, with a total price appreciation of 441.5%, or 18.4% annually. The S&P 500, on the other hand, appreciated by 58% over this period. The point here is that gold is not always a good investment. The best time to invest in almost any asset is when there is negative sentiment and the asset is inexpensive, providing substantial upside potential when it returns to favor, as indicated above.

Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

From managing every aspect of your personal or business financial life to simply suggesting directions, there are specialized professionals available to help. Reasons to Seek Financial Advice You may need an advisor for many reasons. For example, perhaps you just received a considerable sum of money from a relative who died or a windfall from the state lottery. As a person goes through different stages in life, their need for a financial professional will change.

An ETF can own hundreds or thousands of stocks across various industries, or it could be isolated to one particular industry or sector. Some funds focus on only U.S. offerings, while others have a global outlook. For example, banking-focused ETFs would contain stocks of various banks across the industry. Bond ETFs might include government bonds, corporate bonds, and state and local bonds—called municipal bonds. Industry ETFs track a particular industry such as technology, banking, or the oil and gas sector. Commodity ETFs invest in commodities including crude oil or gold. Currency ETFs invest in foreign currencies such as the Euro or Canadian dollar. Inverse ETFs attempt to earn gains from stock declines by shorting stocks. Shorting is selling a stock, expecting a decline in value, and repurchasing it at a lower price.

All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities. Read even more details at Farrukh Kazmi.

Much of the supply of gold in the market since the 1990s has come from sales of gold bullion from the vaults of global central banks. This selling by global central banks slowed greatly in 2008. At the same time, production of new gold from mines had been declining since 2000. According to BullionVault.com, annual gold-mining output fell from 2,573 metric tons in 2000 to 2,444 metric tons in 2007 (however, according to Goldsheetlinks.com, gold saw a rebound in production with output hitting nearly 2,700 metric tons in 2011.) It can take from five to 10 years to bring a new mine into production. As a general rule, reduction in the supply of gold increases gold prices.

Health insurance and India gold investing advices? Much of the supply of gold in the market since the 1990s has come from sales of gold bullion from the vaults of global central banks. This selling by global central banks slowed greatly in 2008. At the same time, production of new gold from mines had been declining since 2000. According to BullionVault.com, annual gold-mining output fell from 2,573 metric tons in 2000 to 2,444 metric tons in 2007 (however, according to Goldsheetlinks.com, gold saw a rebound in production with output hitting nearly 2,700 metric tons in 2011.) It can take from five to 10 years to bring a new mine into production. As a general rule, reduction in the supply of gold increases gold prices.

In general, gold is seen as a diversifying investment. It is clear that gold has historically served as an investment that can add a diversifying component to your portfolio, regardless of whether you are worried about inflation, a declining U.S. dollar, or even protecting your wealth. If your focus is simply diversification, gold is not correlated to stocks, bonds, and real estate. Gold stocks are typically more appealing to growth investors than to income investors. Gold stocks generally rise and fall with the price of gold, but there are well-managed mining companies that are profitable even when the price of gold is down. Increases in the price of gold are often magnified in gold stock prices. A relatively small increase in the price of gold can lead to significant gains in the best gold stocks and owners of gold stocks typically obtain a much higher return on investment (ROI) than owners of physical gold.

People in this world can be divided broadly into two categories, one includes the people who settle with whatever they have and the remaining are the people who don’t settle but fulfil their dreams and needs one way or the other. The approach for the latter group can be described by the statement that it is either my way or the high way and this is a great optimal attitude as it keeps one motivated to work and achieve all the goals and be able to buy all the luxuries of life. Well, a majority of Indian population lives on a fixed income and couple that with the fixed monthly expenditure, there is always almost a fixed amount of savings left which is really not enough to buy the luxuries and live life to the fullest. Read more information on National Pension system India.

Illness/Injury is highly unpredictable in current scenario basis the lifestyle we live in so in case of any medical emergency you can rely on health insurance plan. Why should I buy health insurance? As we all know life is so unpredictable and the cost of medical expenses rising every year many fold so in order to put any financial strain on our saving, its best to opt for health insurance plan so that one does not have to compromise on other goals set for our life.

Alf Field has been called the “world’s best gold analyst.” He is well known for his many spot-on predictions in the precious metals market and these are some of his determinations regarding the future price of gold: “In the 1970’s bull market, gold increased from a low of $35 to a peak of $850, a massive 24.3 times the low price. If the current bull market was to be of the same order, then one could project an ultimate peak of $6,221(gold’s low price in the current cycle of $256 x 24.3). Field outlined in an article back in August 2003 his conviction, which he referred to again in his concluding November 2008 article on the subject of Elliott Wave and the gold price, “that the world, and especially the USA, was heading for a major financial crisis that would be so powerful that it would overwhelm all other factors [which] I referred to as the ‘Big Kahuna’ crisis. I anticipated that the Big Kahuna would give rise to the risk of a systemic meltdown, which would result in the authorities ‘throwing money at problems’, bailing out all the banks and large corporations that got into trouble.

NPS offers an easy option for those Subscribers who do not have the required knowledge to manage their NPS investments. In this option, the investments will be made in a life-cycle fund. Here, the proportion of funds invested across three asset classes will be determined by a pre-defined portfolio (which would change as per age of Subscriber). A Subscriber who wants to automatically reduce exposure to more risky investment options as he / she gets older, Auto Choice is the best option. As age increases, the individual’s exposure to Equity and Corporate Debt tends to decrease. Depending upon the risk appetite of Subscriber, there are three different options available within ‘Auto Choice’ – Aggressive, Moderate and Conservative. See more information at this website.

Florida probate bonds details from AmeriPro Surety Bonds? Regardless of the amount required, once the bond has been approved and the premium paid, the bond is issued by our agency to you immediately. A copy of the surety bond can be sent to you by email; however, it is the original surety bond — which you will sign as Principal — that you will want to file with the California probate court. The premium for a California probate bond is not a onetime payment. The premium renews annually on the anniversary of the probate surety bond’s issuance for as long as the underlying probate matter is active; or until the court formally “exonerates” the surety bond, in which case all obligations will cease.

Setting up a retirement fund for your employees? You may need this fiduciary bond for your fund manager to comply with the Employee Retirement Income Security Act. If you’ve asked for a writ of attachment during your lawsuit, the court may require you to file an attachment bond to protect the defendant against undue losses. This bond is likely to be required if you are to become the executor of an estate. Ensure all interested parties that you will manage the estate correctly with a probate bond.

The California DMV registration services bond is a $25,000 surety bond which is $250 annually. There is no credit check for this bond; it is issued to you immediately upon completion of an application and payment of the premium. Please call our agency today at 844-589-9732. Through the Occupational Licensing Division of the California Department of Motor Vehicles, private individuals and companies are allowed to share certain duties which historically have been conducted by a DMV field office.

The Florida probate bond is required of appointees as a condition to your appointment as an Administrator of an estate, or some similar title. AmeriPro Surety Bonds offers this bond in any amount required; and with no credit check for amounts up to and including $100,000. Probate has been defined as “…the process of proving a will.” As a condition of a Court appointment of an estate, the court may require you (or for legal counsel, your client) to obtain a surety bond. The bond may be required of any persons who are categorized and denoted as any of the following: Administrator; Executor; Guardian (a Florida guardian bond, unlike a traditional probate bond, is required on behalf of a living person); Personal Representative; Veterans (also on behalf of a living person) and discussed in detail. See even more info at info.

If your court-ordered requirement includes an amount greater than $250,000 surety bond, we will need the following: A copy of the Order appointing you as Administrator or Guardian, along with the surety bond amount required; A completed application. The application will need to be signed by you, and you will need a witness; Review of your application. This review includes a credit inquiry; good credit will be required in order to be able to be approved. We’ll also need the address where you are to send your bond; however, this may be found in the documents you present to us.

To become a notary public in Florida, you must: Be at least 18 years old; A resident of Florida; Take a notary education course offered by the state, free of charge. You may also choose a company which offers notarial instructions; Complete the Florida notary application; Obtain the $7,500 surety bond. Errors and Omissions Insurance: Insurance which Protects YOU Whereas the notary bond does not protect the notary, but, rather, others from harmful acts committed by a notary, errors and omissions insurance (E&O insurance) is for the notary and protects the notary. E&O insurance, however, is not required to obtain the notary license in Florida.

The Virginia contractor license bond is a $50,000 surety bond required by legal statute and the DPOR. The bond is issued for a period of two years. We offer this bond to you without a credit requirement. Please call AmeriPro Surety Bonds today for this bond at: 844-589-9732. Applicants for the $50,000 Virginia contractor license bond through our agency will be required to have “good credit” in order to be approved for this surety bond. Find additional details at https://ameriprosuretybonds.com/.

Fiduciary bond requirement recommendations by ameriprosuretybonds.com? While the Virginia contractor license is a $50,000 surety bond issued in favor of the Commonwealth, the maximum payable amount of any one claim that will be paid from the surety bond, due to the failure of the contractor licensee to pay a judgment, is $20,000. The aggregate total for all claims, however, remains $50,000. Of note is that should any claim be paid against your surety bond, you are required to reimburse the surety for all costs and fees involved in the settlement of any claim.

Required by a municipality or other public body as a condition to granting a license or permit to engage in a specified activity, this bond guarantees that the party seeking the license or permit (the obligor) will comply with applicable laws or regulations. These bonds can also be structured to provide indemnity guarantees to third parties who sustain injury or damage as a result of the obligor’s activities as described in the license or permit when such a guarantee is required. For example, businesses that hang signs over public sidewalks may be required to provide indemnity guarantees for injuries to pedestrians.

You are automatically approved for the $25,000 registration services bond. After completion of an application — which we’ll take from you over the phone — and payment of the premium, the bond is issued to you immediately. There is no credit check nor underwriter review for this bond. Once issued, a copy of the bond can be sent to you by email; however, it is the original bond — which you will sign as Principal — which you should file with the Department of Motor Vehicles. The original bond will be sent to you by the following business day.

The premium associated with a Veterans Administration surety bond is not a onetime payment, but rather renews on the anniversary of its issuance, for as long as the surety bond is required. Options exist to prepay your surety bond up to 3 years, which saves you over annual renewals. However, bear in mind that should you no longer require a surety bond within that period, no refunds will be offered. Once your bond is approved and payment is received, our office will issue your bond immediately. We’ll send you your surety bond along with a Power of Attorney form. Upon receipt, you’ll sign it as Principal, filing it with the appropriate VA Office. Discover more information on veterans administration fiduciary.

Amounts greater than $100,000, however, will include a standard credit review by an underwriter. Good credit will be needed in order to qualify. Depending on just how large the amount of surety bond involved, the process can take a few days, and may include requests for additional documentation. Such additional documentation will typically mean a financial statement from the person purchasing the bond. This is not always the case, however, and matters will be judged individually according to exigent circumstances.

The Florida notary bond is a $7,500 “instant issue” bond which costs just $50. The bond is required by the Florida Secretary of State as a prerequisite for licensing. Our agency will file the paperwork filed on your behalf, as required by the state secretary. Call us at 844-589-9732. Florida notaries are licensed and regulated by the Florida Secretary of State, Notary Commission. Notary licenses, once granted, are good for 4 years. The $7,500 notary surety bond required is purchased once and lasts for the duration of the notary commission. Discover even more info at https://ameriprosuretybonds.com/.