Risk/threat management tricks with Frank Ramirez, Port Arthur Texas

Emergency management guides with Frank Ramirez, Port Arthur TX? We read every day about law enforcement events that sometimes have tragic consequences, for both the police or security forces and the citizens that are involved in the event. Frank Ramirez Port Arthur Texas, a very experienced security & law expert, will give you some advices on how to behave when security & law enforcement approach you but also a few insights on how stressful this job is for the people who put their life in the line , every day, for others security.

1. Many people interact with the police on the road, so behind the wheel behaviour is very important. If the police gives you a sign to stop when you are driving — pull over, turn the engine off and put your hands on the wheel. For security purposes, the police need to see your hands. This is very important and the biggest cause of armed incidents. Tell any passengers to keep their hands on the dash or the seat in front of them and keep their mouths shut. If the law enforcement officer cannot see your hands, the officer might think you are hiding evidence or concealing a weapon.

2. Never argue with the police, don’t raise your voice at him and don’t swear – it will only worsen the situation. Keep calm and try to avoid panic responses. Panic can blur the communication lines and many bad things can happen when you don’t listen to what the law enforcement officers communicates to you.

3. Always ask if you are free to go. This will help you figure out whether you are under arrest. Also it will give the police officer the confirmation of his formal control of the encounter. The police can also approach you in a public place at any time for almost any reason. Depending on how the police approach, you may be able to avoid interacting with the police and in some other cases you will not be free to go. Keep in mind that the police are looking for criminal activity, even during seemingly friendly conversations.

4. Your rights when in a car are reduced because you have a lesser level of privacy. The Supreme Court has recognized the mobile nature of cars and their contents. Because of this, special rules have been developed regarding automobiles. Technically, a police encounter can occur before the officer initiates a traffic stop. Have your license, registration, and insurance cards readily available. Partially roll down the window enough to speak with the officer and hand documents through the window and turn on your interior dome lights if it is dark.

Frank Ramirez is a security & law enforcement leader with a successful 23+ year career history of directing staff to achieve strategic security and law enforcement goals. He spearheaded law enforcement field response during emergency management incidents, incorporating practices that have since been adopted as gold standard across the organization. He was in charge of the SWAT team, required to be on scene for call-outs as incident commander.

He arned numerous promotions with the Port Arthur Police Department, rising to Assistant Chief. Frank Ramirez arranged a comprehensive disaster response and recovery for Hurricane Harvey, including all required FEMA documentation, ensuring efficient utilization of a $20M budget and meeting strict deadlines for FEMA reimbursement. Leads key programs and projects, establishes long-term operations plans, builds stakeholder relationships, solves problems through ingenuity, and establishes policies, procedures, and training to guarantee superior results. Experience in overseeing large budgets and driving improvement, resulting in greater workflow and an enhanced ability to address key issues. Competent in conversational Spanish.

Frank Ramirez Port Arthur, TX police department achievements include cost reduction effects and leveraging the best practices in budget planning and grants management for the police department while enhancing the support for members of the community, upgrading the department network and redesign of case flow to a paperless reporting system for criminal case management and provided external advising to other departments with similar initiatives.

Eins-zu-eins Geschichte Lernen mit zertifizierten Lehrern

Eins-zu-eins Lernen mit zertifizierten Lehrern? Kein Risiko, Krankheiten wie Erkältungen und Grippe zu bekommen / zu übertragen. Effiziente gemeinsame Nutzung von Ressourcen über gemeinsam genutzte Cloud-Speicherordner wie Dropbox (Ich habe Dropbox-Ordner für alle meine Schüler freigegeben, die Lehrplanhinweise, Fallstudienmaterial, frühere Arbeiten, Übungsfragen, Beispielfragen, eine Kopie der Spezifikationen usw. enthalten.) Dies hilft auch dabei, alles organisiert und an einem Ort zu halten.

Was im Präsenzunterricht das Schulgebäude ist, ist beim digitalen Unterricht für viele Lehrende der Schulserver bzw. die Lernplattform, auf die nicht verzichtet werden sollte. Sie bietet Orientierung und fungiert als Ort des Austausches und der Kommunikation – sowohl zwischen Lehrenden und Schülerinnen und Schülern sowie zwischen den Lehrkräften selbst. Lernplattformen und sogenannte Schulserver sind für viele Lehrkräfte wichtige Bausteine, um ihren digitalen Unterricht zu organisieren, die Kommunikation mit den Schülerinnen und Schülern aufrechtzuerhalten und Dateien und Arbeitsmaterialien auszutauschen. Eine einheitliche Plattform für die ganze Schule zu haben ist dabei sinnvoll. Schülerinnen und Schüler können sich so schneller und besser orientieren, wenn sie für alle Unterrichtsfächer die gleiche Plattform nutzen können. Speziell für Schulen konzipierte Plattformen können wiederum Lehrenden Sicherheit geben, unter anderem in Fragen des Datenschutzes.

Die Möglichkeit, mit einem Tutor zusammenzuarbeiten, um Einzelunterricht auf das Studium anzuwenden, verbessert die Bildungsergebnisse erheblich mehr als das Ansehen von YouTube-Videos oder das Durcharbeiten von Online-Arbeitsblättern. Menschliche Tutoren sind auch geschickter darin, Schüler zu ermutigen, zu motivieren und sich in sie hineinzuversetzen als selbst die fortschrittlichsten computergestützten intelligenten Tutorensysteme. Ein Online-Tutor kann das Lernen eher auf die Bedürfnisse eines Schülers als auf die kollektiven Bedürfnisse eines gesamten Klassenzimmers zuschneiden. Herkömmliches Tutoring ist nicht mehr mit der Bequemlichkeit, Vielseitigkeit und Bereitstellung von On-Demand-Online-Tutoring vergleichbar.Wenn es darum geht, akademische Hilfe außerhalb des Klassenzimmers zu suchen, ist Online-Nachhilfe eine hochwirksame Lösung, und Studiosity ist stolz darauf, Branchenführer auf diesem Gebiet zu sein.

Die meisten Online-Tutoren bieten Dienste an, die eine breite Palette von Kernfächern abdecken. Möglicherweise benötigen Sie jedoch nur in einigen Bereichen Hilfe. Suchen Sie nach Websites, die auf Bereiche spezialisiert sind, in denen Sie die meisten Verbesserungen benötigen. Für Eltern kann es hilfreich sein, mit Ihrem Kind über die Themen zu sprechen, die es in der Schule am meisten oder am wenigsten interessieren. Wenn bestimmte Themen feindlich eingestellt sind, kann dies durchaus bedeuten, dass sie von der Unterstützung eines Tutors profitieren. Für viele Schüler und Eltern sind Lehrer, Berater und andere Bildungsfachleute die beste Quelle, um Online-Möglichkeiten zu entdecken. Sie können häufig Programme empfehlen, die bei ehemaligen Studenten besonders effektiv waren. Was ist Online Nachhilfe? Online Nachhilfe ist eine neuartige Form der Nachhilfe. Sie ist im Prinzip wie herkömmliche Einzelnachhilfe, mit dem einzigen Unterschied, dass der Lehrer nicht neben einem sitzt, sondern vor einem auf dem Bildschirm zu sehen ist. Aufgaben bearbeitet man ganz einfach auf einer digitalen Tafel, auf die Lehrer und Schüler gleichzeitig zugreifen können. Der derzeit beste und Anbieter für Online-Nachhilfe was Preis-Leistung angeht ist Onlernschool.de Sehen meht information auf https://www.onlernschool.de/

Sind die Unterrichtsinhalte nach dem Unterricht immer noch verfügbar? Ja, alle im Unterricht auf dem Whiteboard aufgeschrieben Inhalte, Zeichnungen und Dokumente werden online abgespeichert und können nach dem Unterricht beliebig oft vom Schüler und vom Lehrer abgerufen werden. Dies hilft sowohl dem Schüler sich nach der Nachhilfestunde die besprochenen Inhalte nochmal anzuschauen und sie zu vertiefen, als auch dem Lehrer sich basierend auf der letzten Stunde auf die kommende Stunde vorzubereiten. Unsere Nachhilfe kostet oft weniger als die Hälfte als die eines herkömmlichen Nachhilfeinstituts. Trotzdem garantieren wir professionellen Nachhilfeunterricht von qualifizierten Lehrern. Unsere Online Nachhilfe ist kinderleicht. Du brauchst weder besonderes Zubehör, noch musst du ein Computerspezialist sein. Alles was du für die Nachhilfe brauchst ist ein Computer oder ein Tablet. Kann sich jeder bei Onlernschool als Lehrer anmelden? Nein, jeder unserer Lehrer wird auf seine Fähigkeiten und Qualifikationen geprüft und bekommt von Onlernschool eine spezielle Online-Nachhilfe Schulung. Nur Lehrer, die bereits jahrelange Nachhilfeerfahrung haben und besondere Qualifikationen in ihren Fächern vorweisen können, werden bei Onlernschool eingestellt.

Wenn der Unterricht über Kommunikationsplattformen wie Schulserver stattfindet, kann es für Lehrende hilfreich sein, die verschiedenen Chats nach Klassen und Fächern aufzuteilen und klassenweise zu sortieren. Ob Schülerinnen und Schüler sich selbst ihren Fernunterricht-Stundenplan zusammenbauen oder ob sie entsprechend ihres sonstigen Stundenplans arbeiten, muss je nach Alter und Schulart entschieden werden. Dabei sollte berücksichtigt werden, wie gut sich die einzelnen Schülerinnen und Schüler selbst organisieren können. Das ist auch abhängig von materiellen Voraussetzungen, wie etwa dem Vorhandensein eines eigenen Laptops. In jedem Fall ist es wichtig, immer wieder in Austausch und Rücksprache mit den Kindern und Jugendlichen, aber auch ihren Eltern zu treten: Was braucht ihr, wie könnt ihr gut arbeiten und was hilft euch? Dabei ist wichtig, dass Strukturen, Abläufe und Vereinbarungen anpassbar und transparent bleiben, um dem Balanceakt zwischen Orientierungshilfe und Flexibilität standzuhalten.

Recommended face shields online store Australia

Top promotional products online shopping 2021? Avoid using a microwave! If the fabric can stand it, you can also clean it by ironing it or heating it in the oven. But be careful about putting it in the microwave – if it has any wire or other metal in it, it could be a fire risk. In fact, fire departments in several parts of the world have already issued warnings in an effort to get people to stop microwaving their masks, which can set the microwave on fire. Wash your hands before and after wearing You’ve probably been told to regularly wash your hands hundreds of times in the past few months. And yet in the rush to get out the door, it can be easy to forget to wash them before putting on your mask.

Eating inside a restaurant. “The problem with eating in restaurants is that once the mask is taken off to eat the risk of exposure greatly increases. Safety is most dependent on the restaurant’s adherence to social distancing, indoor drafts, whether patrons are laughing or yelling and a variety of other factors. Since masks aren’t worn during the entire visit, even wearing an N95 whenever you are not eating or are walking to the restroom can’t overcome some of the other risk factors.” Hansen, who wears an N95 respirator whenever he travels on an airplane, has a final note of caution. “For people who are at higher risk either due to age or underlying health conditions, the first line of defense should be to avoid all nonessential contact with others.”

The COVID-19 pandemic totally changed the world as we know it. Restaurants closed up shop, toilet paper went missing from shelves, and face masks became the new must-have item for not only medical professionals, but also society as a whole. So the real question is… why are we wearing face masks? Do these little cloth contraptions actually work and keep people safe? Let’s look at the research, consult a few experts, and get into why it’s a good idea to shield your mouth and nose during a pandemic. Find more info on Face Masks.

We are very customer focused are passionate about what we do, and we offer over 25 years experience in the industry. You may be in sales, events, procurement, or a business owner and our job is to assist your next promotion of fresh new look. If you are seeking products to promote your brand or if you have a promotional campaign to help boost sales then we are here to assist you. Our in house design team are here to help take your ideas and turn them into professional artwork for you.

Reasons why your company needs personalised lanyards? As a business owner, the statistic that 1/3 of Australian businesses fail within one year likely makes you a bit anxious. But what if we told you that there were small ways that you could fight against the odds? What if there were concrete measures that you could take to stop yourself from becoming part of this statistic? Well, it’s true. Bringing your employees together and ensuring that they remain happy and connected to one another is a great first step to a stable & enjoyable work culture. Personalised lanyards are one of the best ways that you can foster a team-oriented environment and create more of a connection between employees and their workplace.

This is a great way for people to easily identify others who work in their department for large offices and to create a sense of camaraderie between those in the workplace and provide importance to each person and inform and remind on a daily basis to all staff of the one message and focus for the company. There is nothing more important than the entire staff to be heading in the same direction as the company’s mission & goals and this is one simple low cost way to create a visualisation of that message in-front of everyone, everyday. Not only will the lanyards be there for all to see as an ongoing message but will also be in the minds of everyone where even subconsciously they will now head in the correct direction in terms of the mission statement of the company providing a very strong sense of pride and commitment to the go down the same path for all employees.

Get Personalised Lanyards Today! Now that you know all about personalised lanyards and why they’re a must-have for your business, it’s time to get cracking! Contact us with any lingering questions you might have about printed lanyards as promotional products and how your employees can use them during their day-to-day lives.Our lanyards are of high quality with vibrant printing and as we are one of the cheapest wholesalers of lanyards in Australia we provide great value as well, and with exceptional service. Our minimum run for printed lanyards is 100 and we can ship direct to your event or to your business Australia Wide. We look forward to hearing from you soon!

Using customised lanyards is a great way to remind employees that they’re part of a team. Not only will they be seeing your business’s brand information regularly and therefore ingraining their careers even more deeply into their identity, but they’re more likely to feel connected to those around them.

Custom lanyards aren’t just an aesthetically pleasing promo product option. They also have a lot of utility. Most workplaces require employees to have office ID badges, keys to get into file cabinets and office spaces, and a variety of other company cards. Cheap but sturdy plastic card coverings can be given out with these lanyards so that people have an easy place to store these items. See more information on Hand Sanitisers.

Vehicle recovery mechanics in Reading

Auto recovery companies in Reading, UK? In order to create your own anchor, you must measure the length of the tow strap (30 feet is a good length to have) and the distance to where your intended anchor point will be, allowing enough space for at least one rotation of the tow strap around the tire. Once the distances are measured, a hole will need to be dug, at an angle facing inward toward the vehicle, that is deep enough for the spare tire to fit all of the way into, creating your anchor point.

It is necessary to hire the best vehicle recovery service providers who are known to respond fast. You need to carry out research before you can locate the right experts for the job. For example, you may have to check out reviews of vehicle recovery service providers in Benson before you can land on the right experts. Some of the factors you need to take before you can locate the best vehicle recovery services in Benson.

Make sure you get a proper “snatch” or “recovery” strap with loops at each end. Avoid using tow straps with hooks at the ends, as they can be dangerous if the strap breaks. Buy a strap with well over your vehicle’s weight as its breaking strength so it doesn’t snap from too heavy a load. Only connect between automobile frames or designated tow points—never to the body or bumpers—and ensure that the strap isn’t rubbing against any sharp edges that could break it. Once the strap is firmly secured to both vehicles, keep it taut as you pull the stuck vehicle back onto firm ground. Read more details at Car Recovery Reading.

Breaking down can be a traumatic experience – a mechanical failure can prevent your car from operating or make it difficult or dangerous to drive. There are things you can do to protect your vehicle – take a look at a few tips to avoid a car breakdown… It’s important that you know your car basics – how to open the bonnet, where your spare wheel is if you have one, and what to do if you don’t. Do you know here the jacking points are and where the lock wheel nut, key, jack, and wheel braces are? General knowledge will make you more competent and aware of potential faults.

The takeaway here is not only to schedule it on your calendar but to observe it without unnecessary reschedules. The check engine light is a valuable tool that helps you to notice possible problems with your vehicle. You could also use your instincts and diagnose your car’s condition. As you drive, listen to your vehicle. If you feel some changes such as difficulties starting the engine, humming, vibrations, among other changes, have a professional look at it. Don’t wait till the car breaks down for it to be checked out. Simple changes could be an indication of a possible malfunction that can quickly affect the rest of your car’s mechanical functionalities.

Preparation for breakdowns in winter. Maintain some hot clothes and a blanket while traveling in winter and some chocolate bars in the vehicle. This helps you to remain hot and fed while waiting for breakdown assistance. Keep boots walking in the vehicle. If your car breaks off along the road you probably don’t have to wait or go to a high heels petrol station or a couple of beautiful leather shoes. For points 5 and 6, your vehicle should already be fitted with a reflective jacket, a red triangle, a safety medical kit and a fire extinguisher as required by law if you are a European. Before establishing these 8 safety measures, the list should be verified.

It is a very scary situation indeed when your vehicle breaks down at a stranded place where no repair shop or mechanic is nearby especially if you are stuck on the Motorway. There may be a hundred instances like the car getting overheated, or there may be a problem with the engine or the radiator. Now not everyone is an expert mechanic, and most of us will feel very helpless as we will fail to restore the car into a functional position. This situation can get worse if it is an odd hour of the day like early mornings or late nights. This is where a 24-hour vehicle recovery company in Berkshire can come to your rescue and can really save the day. See even more info at http://www.carrecoveryuk.com/.

High-efficiency gas boilers firm in Harrow

It’s easy to turn the thermostat all the way up when it’s freezing cold but what temperature should your house be? Aim to set your main room thermostat somewhere between 18°C and 21°C.It’s also a good idea to set your thermostat to one temperature and then use a timer to turn it on and off when you need the heating most. That way you won’t waste excess energy from leaving the heating on too high, for too long.

Being Gas Safe registered and a member of the Association of Plumbing and Heating Contractors, we can ensure the quality of our work. At Peter Brown Plumbing & Heating in Harrow we can advise and design a brand new and efficient central heating system for any home, office or school. All our plumbing and heating engineers are highly qualified with many years of experience installing new gas boilers or servicing and upgrading existing gas boilers from most manufacturers. Whether you require a simple service, gas safety check or a new heating system with low running costs, then Peter Brown Plumbing & Heating are the right team for you, your business or organisation. See additional info at https://www.peterbrown.net/harrow-heating-engineer.html.

Top-up your hot water cylinder insulation: Nearly all UK hot water cylinders have some insulation, however those with a hot water tank jacket under 25mm thick could benefit from top-up insulation. Cost: A hot water cylinder jacket costs around £16. Saving: Topping up your hot water cylinder insulation from 25mm to a 80mm jacket could save around £20 a year.

All our engineers at Peter Brown Heating & Plumbing are approved by the Gas Safe Register, the UK’s official registration body designed to protect the public against unqualified engineers and unsafe gas work. How much does a boiler repair cost? We’re much more affordable than the big national companies. We charge just £50.00 + VAT (£60) for the first 15 minutes that we’re at your home and £24.00 + VAT (£28.80) for every 15 minutes after that. If we need to buy parts in, that will cost extra. Please do remember though that we’re here to solve your problem and not create new ones for you. We’ll aim to make sure that you’re one of the 70% of our customers whose boiler repair is completed within 15 minutes. Would it be worth getting a new boiler instead of a boiler repair? Sometimes, it’s not worth getting a boiler repaired, particularly if it’s over 15 years old. Energy efficiency and product reliability has come on a long way in recent years and if your machine was manufactured in the previous decade, you’re probably no longer making savings on your gas bills that you should expect. When we’re repairing your boiler, make sure to ask your boiler repairing expert to tell head office that you’re interested in a quote for a new boiler. One of our experienced installers will visit your home on a day and at a time of your choosing to give you their expert help and advice. We don’t employ salesmen so you won’t be put under pressure to buy – all we’ll do is leave you with a quote and our recommendation. Remember, we manage to fix 70% of our customers’ boilers on our first and only visit within the first 15 minutes of our visit. We work with all types of boilers from all UK manufacturers. Discover additional info on https://www.peterbrown.net/boiler-repair-harrow.html.

Watch out for mini-draughts. “Lots of draught comes through the letterbox,” says Potter. It’s worthwhile putting an extra barrier there in the form of a “brush”. They may be a nightmare for junk-mailers trying to force through that 15th pizza takeaway offer, but they could prevent a chill breezing through the house. The same goes for keyholes, which can be protected with “simple circular (keyhole covers) that slip over the top”, says Potter, especially with the older, wider keyholes. Cat or dog flaps can also be filled with some sheep’s wool insulation or pieces of blanket. “It’s amazing how even a small draught can make a room a lot colder, so if you can cut that bit of air out it immediately makes a difference,” says Potter.

Potterton don’t have the street cred of Worcester, Vaillant, or Ideal. But, they’re rated extremely highly by engineers. The old and new boilers from Potteron are well built, and tend to last. That was the generally consensus, until they started to trying to make cheaper boilers, which led to a reduction in warranty to just 2-years. And, that doesn’t exactly fill a buyer with confidence. Potterton tend to sit just below Worcester, Vaillant and Baxi in terms of price; similar to the Ideal. And, given all of the above boiler brands are bigger, and have a better service support network, those are the brands that engineers tend to install. See extra information at this website.

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High quality diabetes blood test by LowPricedLabs? Uric acid is a waste product produced by the body and is metabolised and excreted by Liver and kidneys. High level of uric acid indicates compromised function of liver and kidneys and demand immediate testing. We can monitor it by taking Blood samples. It includes Triglyceride level, LDL, HDL, and cholesterol. All of these lipids are metabolised directly or indirectly through liver .Altered level indicates compromised liver function and can lead to various diseases like atherosclerosis and eventually death. Blood Samples are used to measure their level.

Hypoglycemia refers to a low level of glucose and it can cause the sudden collapse of an individual and leads to death Hyperglycemia can present either in long term complications like atherosclerosis, myocardial infarctions, nerve damage, kidney damage, fatigue, gangrenes, poor wound healing, stroke or it can present in the form of diabetic coma It is very important to maintain the blood glucose so that it can not lead to remote organ damage and acute complications. To prevent yourself from all these diseases it is very important to get yourself tested time and again to keep a check on our blood glucose level before it gets too late to cope with its complications as destruction done by diabetes in the body is irreversible.

Why this test is carried out? According to a survey by the Women Health Organization, Every second woman in the United States of America is low on iron until proven otherwise. It all leads to various symptoms that can compromise the productivity of work in an individual. This test is a part of our regular baselines that can check the general wellness in an individual as one cannot enjoy the normal perks of life if having deranged iron levels. There are no such special instructions. You can get yourself tested at any hour of the day without any fast. Moreover, we can take your blood from the vein to perform this test.

Periodic blood testing is one of the most important ways to evaluate your overall health. Our General Wellness test is a panel of blood tests that would help understand overall wellness of a person. Hemoglobin A1c – Average sugar for the past 2 to 3 months, this is vital in understanding diabetic conditions. Potassium – helps muscle function, nerve signals and fluid balance. CO2 (carbon dioxide, bicarbonate) – helps balance PH of blood. Chloride – helps regulate acid-base balance. BUN (Blood Urea Nitrogen) – is a waste from kidneys, its level rises in blood when kidney function decreases. MCH – mean corpuscular hemoglobin measures average hemoglobin found in red blood cells. MCHC – mean corpuscular hemoglobin concentration measures average concentration of hemoglobin in RBC, is can be used along with MCV, RBC and RDW counts to diagnose anemia. Find additional details at a1c test.

Everyone needs quick, affordable and confidential blood testing at some point in their lives. We are health-conscious people who noticed an urgent need in the marketplace for reliable, affordable blood testing. As the cost of healthcare is only increasing, many people are not getting much-needed access to healthcare. We at Low Priced Labs aim to help resolve this by making lab tests available at very affordable prices. There was a time no long ago when I was looking to get some blood work done, and I had to go through a doctor to get a prescription. I spent too much money for the physician visit, as well as expensive lab tests. And it was just not convenient, nor affordable.

Heart diseases are the second most common cause of death around the globe. They are silent killers as atherosclerosis develops over time can lead to plaque formation and blockage of the vessel. It eventually leads to Myocardial Infarction, Stroke, and Acute Coronary syndromes. An individual needs to get it self checked regularly so that timely treatment gets possible. This test is ordered to measure the level of apolipoprotein A1 in the blood. Apo1 is the constituent of HDL (Good Cholesterol) and its levels are important for assessing the lipid level in an individual. It is done along with a Lipid profile. A fast of 8-9 hour is required and Blood Samples are used to measure its level in the blood. See even more info at https://www.lowpricedlabs.com/.

Earn extra money recommendations from investment executive expert Farrukh Kazmi

How to earn more cash recommendations with investment executive professional Farrukh Kazmi? A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone over 18 in the UK can do it (Not in UK? Skip to no. 2)! It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome). This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are systems that allow for the secure payments of online transactions that are denominated in terms of a virtual “token,” representing ledger entries internal to the system itself. “Crypto” refers to the fact that various encryption algorithms and cryptographic techniques, such as elliptical curve encryption, public-private key pairs, and hashing functions, are employed. The first cryptocurrency to capture the public imagination was Bitcoin, which was launched in 2009 by an individual or group known under the pseudonym, Satoshi Nakamoto. As of February 2019, there were over 17.53 million bitcoins in circulation with a total market value of around $63 billion (although the market price of bitcoin can fluctuate quite a bit). Bitcoin’s success has spawned a number of competing cryptocurrencies, known as “altcoins” such as Litecoin, Name coin and Peercoin, as well as Ethereum, EOS, and Cardano. Today, there are literally thousands of cryptocurrencies in existence, with an aggregate market value of over $120 billion (Bitcoin currently represents more than 50% of the total value).

As I’ve discussed before in a post on how to start investing, there is a direct relationship between the percentage of your income that you’re saving (your savings rate) and the number of years it takes you to retire early. When you combine a high yield savings account and a high-interest checking account, you make sure that all of your money is always working for you instead of just sitting there. If you are looking for great high-interest checking and savings accounts, check out Discover Bank at 1.60% APY. They offer free options that can help you make the most of your money. See more information on Farrukh Kazmi.

From managing every aspect of your personal or business financial life to simply suggesting directions, there are specialized professionals available to help. Reasons to Seek Financial Advice You may need an advisor for many reasons. For example, perhaps you just received a considerable sum of money from a relative who died or a windfall from the state lottery. As a person goes through different stages in life, their need for a financial professional will change. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

A cash bank deposit is the simplest, most easily understandable investment asset—and the safest. Not only does it give investors precise knowledge of the interest they’ll earn, but it also guarantees they’ll get their capital back. On the downside, the interest earned from cash stored away in a savings account seldom beats inflation and loses around 2% a year. Exchange-traded funds (ETFs) have become quite popular since their introduction back in the mid-1990s. ETFs are similar to mutual funds, but they trade throughout the day, on a stock exchange, just like shares of stock. Unlike mutual funds, which are valued at the end of each trading day, ETF values fluctuate intra-day.

Excellent wine chiller online store

Top wine chiller online store Singapore? The dual-zone wine cooler by Kalamera is suitable as a freestanding unit, as well as a built-in cooler for your kitchen. It is made from black stainless steel and has a glass door. The vibration of the compressor is minimal, while the shelves have a beech finish. Of course, there is soft LED lighting on the inside. This is another cooler with a memory function that restores the temperature in case of an outage. Temperatures range between 40°F and 50°F in the upper, and 50°F to 66°F in the lower zone. It is also lockable. It comes with a one year warranty, and it might arrive with some damage, so be ready to activate it immediately.

When you’re looking to pick up a wine cooler, think about how you plan to store your wine and what type of wine you want to store. If you only drink red or white, a single zone fridge would work well. Equally, if you plan to keep both red and white wine for the long haul, they both respond well to storage at 55 degrees Fahrenheit. Again, a single-zone cooler makes a neat choice. For short-term storage of both red and white wine, opt for a dual-zone wine fridge instead. Consider capacity and also make sure you’ve got the space in your kitchen. Determine whether you want a freestanding or built-in unit and you’re just about set. Do you often have a half-finished bottle of wine left after dinner? The NutriChef allows for vertical storage, too. Pop in that unfinished bottle and keep wastage to a minimum. The squat design looks sleek but takes up a reasonable amount of kitchen real estate. You’ll be able to leave this cooler freestanding or build it in to suit. For a small wine cooler with a Tardis-like interior from a brand you can trust, give this 18-bottle unit a try.

If you have bought some wine that you’re not planning on drinking right away, it’s important to ensure that you store it the right conditions so that the wines stay safe and in good condition. If you’re looking to buy wines to mature, then investing in professional-grade storage will be important in order to ensure the quality of your wines. Here at Stellez Vine, we have worked with a few partners to bring to you a few series of wine cellars for refrigeration , for both the casual drinker, the restaurant and the serious wine collector. Check out our collection below. We offer the VINTEC wine cabinets which are developed with the modern lifestyle in mind. Our models feature a whole range of technological advancements designed to preserve wine and features to integrate seamlessly into your living space. See more information at Wine Fridge Online.

This fridge’s storage space is divided into two separate chambers with their own temperature controls and displays, which allow you to chill your whites while keeping your reds delicately cool. The temperature settings range from 45 to 65 degrees Fahrenheit and you can fit as many as six bottles in each compartment. Despite the extent to which you can customize the cooler’s environment, its LED display makes it simple and straightforward to set up and fit to your needs. We’d be remiss if we didn’t note the Koolatron’s sleek, compact design which, when paired with its low-vibration system, helps it blend into whatever space or room you may choose.

?To bring the best value in wines, we source, and research vigorously; from the beautiful valleys and plains of Italy to the mountainous regions in South Africa. Our wines are perfect for any occasion in Singapore. Regardless of intimate private get-togethers, corporate events, or weddings, Stellez Vine has got you covered. Why Choose Stellez Vine? Stellez Vine is pleased to introduce the finest South African, Italian and Thai wines to provide the best experience to wine lovers. At Stellez Vine, all the wines are chosen in view of it’s quality, drinkability, and provenance. The wines are from distinguished winemakers that have a unique story and extremely skilled in wine-making. Hence, revolutionizing the wine industry of Singapore. See even more info on here.

Quality Reading to Heathrow taxi cars

Excellent Reading to Gatwick taxi cars? Launched in 2013, the Ford Tourneo Custom is the oldest car in this list. But we think it’s still a very good van-based MPV, thanks to its low fuel costs and a practical interior that will carry up to nine people (including the driver). Like the Volkswagen Caravelle, the Tourneo Custom is based on Ford’s popular medium size van – the Transit Custom. As a result, it’s easy to drive. The weighted steering provides excellent feedback to the drive, while the well-judged body control makes it easy to navigate a series of challenging bends with moderate levels of speed. Ford offers the Tourneo Custom with good levels of safety tech. The blind-spot warning system, for example, will detect cyclists alongside the vehicle and warn you with a light in the door mirror. You can also operate the infotainment system with your voice, too. The interior might not be as plush as some of its premium rivals, but it’s spacious and comfortable. If you need a practical nine-seater, the Ford will be a likeable and affordable option.

A good old-fashioned caff. Since 1900 this workers’ café has provided carbs and protein in eggy, meaty and pan-fried form to the good people of east London. Traces of bygone eras, like art deco interior details and Formica tables have earned E Pellicci Grade II-listed status, but what diners love best is that the fry-ups, grills and Italian plates are still all dished up by the same family. As strange as it might sound, you’re going to want to chase down your fry-up with a helping of bread-and-butter pudding – it’s a customer favourite. Venue says We now offer call & collect, delivery and takeaway with Just Eat. Plus, feed the family with our Pellicci Family Favourite Fridge Fillers.

Once you apply for Global entry, you can avoid the long lines at immigration. This is one of the most painful airport experiences. No frustrating waiting or filling out boring questionnaires. With Global entry, you go to the special kiosks, key in some details and they recognize you from your fingerprints. You are in! It only costs $100 for five years and if you hold an American Express Platinum card, they will pay the fee for you. This system is operational in 26 US airports. American, Canadian, Swiss, and Dutch citizens can apply. To do so, fill out an online questionnaire and be prepared for a background check which includes a 30-minute interview. If you are a frequent flier to Canada, apply first for the Nexus entry because that will automatically get you on to the Global one without re-applying (it will also save you $50).

Since London will be the central location regarding European countries and West Region, celebrate this any tourist hotspot plus a fantastic meeting level regarding world holidaymakers. London Airports Transfers offer holidaymakers a high amount of ease and comfort and adaptability with excellent facilities all the way from the international airport to any destination in London. For just about any indicate level flight inside European countries, step into Gatwick airport Airport terminal. Many drivers specializing in Heathrow airport transfers are certified to share a few tips with you to help you to propose the fastest transit through the airport and departure en route to your final destination.

It is not that public transport services are the cheapest mode but in fact it is more expensive than the London airport transfers Train services may be cheaper than Gatwick Airport Transfers services. But the time taken by this is much more than other transportation methods; Airport Transfers Surrey– Our services at surrey airport is always available irrespective of time and weather. The airport transfers London services are much cheaper than many other transportation services available at surrey. We even provide you discounts when you purchase it online. Discover more information at Reading To Gatwick Taxi.

Hyde Park is also home to major events at various stages throughout the year. In summer you’ll find the British Summer Time live concert series, featuring performances by some of the world’s biggest music artists such as Stevie Wonder and Phil Collins. Then there’s Speakers’ Corner, billed as “the most famous location in the world for free speech” where the likes of George Orwell, Karl Marx and Winston Churchill have spoken. Come Christmas there’s Winter Wonderland — the U.K.’s version of a classic European Christmas market. This one certainly doesn’t have the same magic of a quaint little town in rural Germany, as tens of thousands of visitors pour into the site every day of the festive season. If you do want a real Christmas market, this may be many more people and a lot less authentic than you’re expecting.

OH MY GOD. When you arrive in the South Terminal make a beeline for the bathrooms on the right just before you hit Boots and M&S. They are incredible! Basically each stall has its own sink, hand drier, and little storage area. They are HUGE. I’m 99.9% sure that some of them are bigger than most London apartments. I know it’s a little weird to be so impressed with a bathroom, but I have a tiny bladder so I always pay attention to them. Good job to whoever designed these! I loved the TV, it’s in the wall at the foot of the bed so it makes it super cosy and enclosed. You can book rooms for just 4hrs if you have a transfer, or as long as you need. Standard cabins start from £37 per night.

If you get yourself to Heathrow Airport with plenty of time to spare, you can escape the crowds in one of the many lounges dotted around the airport. However, unless you have a membership of a loyalty program or you’re traveling business class, you have to pay to enter. We recommend the No 1 Lounge at terminal 3 to retreat for a couple of hours before your departure. Sometimes, if you’re planning on purchasing a newspaper, accessing the Wi-Fi and splurging on drinks and food, it’s cheaper to pay for the lounge and get it all for free. You’ll also be able to enjoy some stunning views of the runway while you wait to be called to your gate for departure. See even more information on here.

Cracked screen repair provider in Colorado Springs by Skinitfixit

Cracked screen repairs info by Skinit Fixit? Smashed screens come in many different levels of severity and you could be dealing with anything from a completely shattered display and a non-working phone, to a small crack in one corner of the screen and a device that still works fine. Not all of these solutions are applicable to every scenario but we’ll try and guide you as best we can. The name of the game here is, “hold out until I’m eligible for an upgrade.” If you want to keep using the cracked phone, and don’t want to risk losing glass or slicing up your fingers, cover the screen with a layer of packing tape. Line everything up carefully and trim it with an X-acto knife and it may look almost like a real screen protector.

Increased lifetime for you Nokia or other mobile phone brands? Just because it’s not open on your screen, doesn’t mean it’s not passively running waiting for you to switch back to it. This also causes your phone to slow down, as it takes up valuable RAM to keep those apps running in the background. Some settings (such as Bluetooth, app notifications, mobile data, and location services) chew through battery just by being active. Unless you need to use them, keep them switched off. Even when you’re using Wi-Fi, just keeping mobile data active does use up some battery, so when you’re at home you can switch your cellular data connection off. See extra info on iPhone repairs.

All this is to say there’s much more that goes into a great smartphone camera than a nice lens and a high-megapixel sensor. With that in mind, and after hundreds of hours of testing, we’ve rounded up this list of the best camera phones for various different use cases, and at a variety of price points. What are the best camera phones? Overall, Apple’s iPhone 11 Pro and iPhone 11 Pro Max headline our picks for the best camera phones you can buy, thanks to their triple-lens designs, improved low-light performance, comprehensive video recording suites and portrait-taking supremacy.

After you have your phone repaired maybe it’s time to buy a better screen protection ? Even if you’re careful not to damage your screen, it will still be exposed to scratches and falls just through everyday use. That’s why the folks over at Tech21 use self-healing technology in many of their screen protectors, helping to smooth over any scratches your phone may get. Working in tandem with what Tech21 calls Bulletshield, an impact-resistant material used in bulletproof glass, your screen will be thoroughly protected.

The Google Pixel flagship phones have a lot going for them and easily make it on to our best smartphones list. Leading the way again, of course, is the camera: Google has added a second lens this time around, meaning even better shots (and even pictures of the stars). Elsewhere you’ve got a modest specs bump over last year and the pure stock Android experience that the Pixel phones are known for. Sometimes the strength of a phone lies in what it doesn’t have, rather than what it has. A couple of cool features worth mentioning are Face Unlock, which makes it easier than ever to get in your phone, and Motion Sense, which lets you control music playback, silence alarms and more with a wave of your hand.

Repair manual websites like iFixIt have several tutorials on how to fix various devices’ phone screens, complete with guides on what components you should purchase and where you can get them. This can get a little pricey – an iPhone 6 screen repair kit costs about $150 – but it is cheaper than buying a new phone altogether. Of course, not all of us have the skills or time to fix our own phone screens. But this is amateur stuff, i suggest to see a professional.