What is a Bitcoin wallet and crypto tracker app

Crypto currency wallet advices and crypto tracker app? Are Cryptocurrency wallets secure? Wallets are secure to varying degrees. The level of security depends on the type of wallet you use (desktop, mobile, online, paper, hardware) and the service provider. A web server is an intrinsically riskier environment to keep your currency compared to offline. Online wallets can expose users to possible vulnerabilities in the wallet platform which can be exploited by hackers to steal your funds. Offline wallets, on the other hand, cannot be hacked because they simply aren’t connected to an online network and don’t rely on a third party for security.

FOMO is an abbreviation for the fear of missing out. This is one of the most notorious reasons as to why many traders fail in the art. From an outside point of view, it is never a good scene seeing people make massive profits within minutes from pumped-up coins. Honestly, I never like such situations any more than you do. But I’ll tell you one thing that’s for sure, Beware of that moment when the green candles seem to be screaming at you and telling to you to jump in. It is at this point that the whales I mentioned earlier will be smiling and watching you buy the coins they bought earlier at very low prices. Guess what normally follows? These coins usually end up in the hands of small traders and the next thing that happens is for the red candles to start popping up due to an oversupply and, voila, losses start trickling in.

Technically speaking, cryptocurrencies are transactions or entries targeted in a restricted database. Specific conditions must be met to modify these transactions. Created with cryptography, transactions are protected with mathematics, not with people. Transactions are published in a database, but it is a special type of database that is shared is a peer-to-peer network.

Now what, these apps say they don’t expose this data publicly. Are they really mean it? If you had a check on long privacy policy in each and every app. If any sort of law enforces them to reveal these data they are happy to reveal this data without even letting you know, as you have already bound to their privacy policy. So the best way of being private is selecting an app that really does not collect any of the above information. We at CoinTracker: Crypto Portfolio really does that when you track your cryptocurrency portfolio with our mobile apps. We’re also doing research on making the cryptocurrency transactions more secure and easier with our apps. Stay tuned with our blog for more future updates. Read additional info on CoinTracker.

Consider Diversifying. With the above advice in mind, there is nothing worse than getting frustrated with BTC, moving to ETH / alts and missing a BTC price spike, then moving back into BTC and missing the ETH spike. This is very easy to do given the rotation, and the natural urge to “FOMO buy.” If you have some of your funds in all the coins you trade, you’ll avoid missing out on a unicorn (a term one can use to describe an odd event, like a giant price spike in a short amount of time). If you diversify, especially when prices are low across the board, you’ll avoid some of the urge to jump into one coin mid or late into a run and out of a coin just before it goes on its run. In other words, although it isn’t the most profitable tactic, diversifying is good for one’s sanity in a number of important ways.

Once you’ve made your purchase, your new Bitcoin will be stored in your Coinbase wallet. You should then seek out the option to transfer these funds to the address of the Bitcoin wallet you have created that’s off the exchange. You will have to pay a small fee to do so, but that is part and parcel of Bitcoin transfers. Fortunately, the fees for such trades are far from their peak.

Since the initial release September, 2017 CoinTracker iOS app, has gained significant user base. A recurring request from lot of our customers were on how to track buys and sells of cryptocurrency for tax purposes. We have released couple of features that could help you here in last few weeks. For taxing purposes, you have to track your cryptocurrency assets that were converted into non-cryptocurrency assets like cash or goods and services. Please make sure you do the following quick steps whenever you track your Bitcoin and altcoins with CoinTracker mobile app. Discover more info on this website.

By Finance

Top cash discounting and surcharge tips

Cash discounting program by North American Bancard? When getting into the merchant services sales business where you are responsible for selling merchant accounts and credit card processing it is important to have a soild partnership with a merchant services ISO program. We highly recommend speaking with Shaw Merchant Group to get details on becoming a merchant services agent with North American Bancard. Contact Shaw Merchant Group and North American Bancard today at 866-695-4244 to begin your jouney as a merchant services agent.

A surcharge is an extra fee, charge, or tax that is added on to the cost of a good or service, beyond the initially quoted price. Often, a surcharge is added to an existing tax and is not included in the stated price of the good or service. The charge could reflect a locality’s need to collect money for extra services, a hike to defray the cost of increased commodity pricing, such as with a fuel surcharge, or an extra fee on your wireless bill for access to emergency services.

There’s an incredible amount of emotion that goes into B2C sales. Consider small businesses selling their product for the first time, or the first time someone buys a car. There is so much riding on that one transaction because it’s based more on emotion. B2B sales can be rather cut and dry—strategic and rational. There is a strategy in place to ensure the sale happens, and again, there’s multiple stakeholders on each side to help move the buying process along.

The next time you see the surcharge been deducted from your credit card, you won’t have to wonder what is it. So, let’s begin the comparison of Cash Discounting vs Surcharging and see what are they. We will start with surcharge and then we will know about cash discounts. What is a surcharge? When you are in any of the cash discount programs, you might have seen some surcharge is deducted from the card. The surcharge is a small fee that any vendor can add to the credit card transaction. This is the fee that is charged by the credit card association to the vendor. Read even more info at Best Cash Discount Program.

Get to know your client and their business: Once you understand client goals—personal and/or business—can you make recommendations on where you can offer additional help. This requires not only understanding your clients’ needs (a checking account, retirement savings, or life insurance), but also understanding their aspirations (early retirement, dream to open their own business, or desire for international expansion). Aspirations will come out in your client conversations only when you ask and when there’s a strong relationship. Once you understand your clients’ aspirations, you can provide insight on how to help them reach those goals. This is remarkably powerful.

By Finance

Buying property in Dubai

Land for sale in Dubai? Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

Sitting slap-bang between Dubai’s older neighborhoods clustered around the creek and the city’s modern sprawl, this ginormous 150-meter-high picture frame is one of Dubai’s latest sights. Inside, a series of galleries whisk you through the city’s history and explore Emirati heritage before you travel up to the Sky Deck, where there are fantastic panoramas of both old and new Dubai to be snapped on the viewing platforms. Afterwards check out Future Dubai gallery, which imagines what a futuristic vision of the city will look like. Sheikh Zayed Road is the main thoroughfare running through Dubai’s modern downtown business district. This wide, eight-lane highway is rimmed with towering glass, chrome, and steel high-rises along its entire length. It’s one of the best on-the-ground vantage points for Dubai’s famed skyscraper views.

When it comes to property development, selling, or buying, it involves huge risks. Either you are buying your dream house or you are receiving your recently developed property from a contractor, we are here with our top-notch snagging services. Emporio ensures you are receiving your property in the perfect condition meeting the highest industry standards. Discover even more info at Furnished room for rent in Dubai.

Being careless with credit. Lenders pull credit reports at preapproval to make sure things check out and again just before closing. They want to make sure nothing has changed in your financial picture. How this affects you: Any new loans or credit card accounts on your credit report can jeopardize the closing and final loan approval. Buyers, especially first-timers, often learn this lesson the hard way. What to do instead: Keep the status quo in your finances from preapproval to closing. Don’t open new credit cards, close existing accounts, take out new loans or make large purchases on existing credit accounts in the months leading up to applying for a mortgage through closing day. Pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

Buying real estate in a good school district makes it a lot easier when it comes time to sell your house in the future. Whether you’re looking to downgrade as an empty nester or upgrade into a larger house to support your family, a top school district is a big-time selling point in real estate. If you buy in a bad school district you run a greater risk of your home depreciating because you are appealing to a much smaller buyer pool. We recommend our buyers focus on specific neighborhoods vs. focusing on cities or larger areas. The neighborhood you live in is going to have a direct impact on you. What are you looking for in a neighborhood? Address this question early on in the home buying process because buying in the wrong neighborhood is a surefire way to be remorseful about buying a house.

Emporio Group was started with a mission to be a leader in the property management sector by filling the gaps and providing value-based services to our clients. 15 years have passed. Today we are here as a leading name of the industry with hundreds of projects, thousands of happy clients and multiple awards, and recognitions under our brand name. We can say proudly, we have been successful in winning your trust through our dedication, hard work, and top-notch services. Read additional details at https://www.emporio.ae/.

By Real Estate

Who is Lakeesha Ransom and some of her philosophy

Meet Lakeesha Ransom and some of her philosophy? “One of the things I appreciate most about my time at UT was the opportunity to work with faculty and staff across the University to create momentum within the Jesup Scott Honors College,” Ransom said. “It is an exciting time at UT. Even though I won’t be here to participate, I am excited to see what the next level will be for the Jesup Scott Honors College and the University.”

Lakeesha Ransom quotes: Lakeesha Ransom, dean of the Williams Honors College – who spearheaded the process to make UA a Hult-affiliated institution – accompanied the group on the trip. In order to be selected for the Hult Competition team, UA students competed in a contest hosted by the Williams Honors College. A panel of judges made up by local business people and UA faculty selected 16 students out of 50 competitors to form teams of four that would develop business proposals. Then, after a presentation of its solution and an interview with Ransom, a team was chosen to represent UA in Dubai.

Lakeesha Ransom publications : Maruyama, G. & Ransom, L. (2004). Impacts of the President’s Multicultural Faculty Research Award on faculty attitudes and productivity. Paper presented at the Keeping our Faculties III National Symposium: Minneapolis, Minnesota.

Since assuming the role of Secretary on the Executive Committee of the Williams Honors College Alumni Board (WHCAB) in 2016, I have participated in many wonderful opportunities to meet emerging leaders and successful alumni dedicated to building the Akron community. However, reviewing the scholarship applications provided a renewed sense of pride in my alma mater and the place where I grew up; each student was incredibly accomplished, and determined to meaningfully contribute to their campus and community.

Degrees : PhD in Human Resource Development & Strategic Management, University of Minnesota, Minneapolis, USA (2007); MA in Comparative & International Development Education, University of Minnesota, Minneapolis, USA; BA in International Business, Southwest Minnesota State University, Marshall, USA French minor, L’Université de Toulouse, Toulouse, France. See additional info at Lakeesha Ransom.

By Education

Avoiding wine fraud with Jason Murray Arnold

How to avoid wine fraud by Jason Arnold? Jason Murray Arnold is a wine connoisseur, who has deep knowledge of the subject of wine. His knowledge goes deeper than knowing how to drink wine or simply having a deep appreciation. For example, he has the ability to assess a young wine and know its aging potential. Jason Murray Arnold is available to estimate the value of wine collections.

When you need a true expert in the wine business, look no further. Jason Arnold has made numerous five figure acquisitions of wine and is quite knowledgeable about all aspects of the wine business. He is what you would traditionally call a sommelier. Here we will discuss about detecting wine fraud.

If anyone thinks that fake fine wine stopped with the conviction and jailing of arch-counterfeiter Rudy Kurniawan, they’re fooling themselves, according to expert Maureen Downey. Hundreds of wines concocted by Kurniawan, AKA ‘Dr Conti’, were destroyed at a US landfill site last year, but others were never found. Added to that, wine fraud investigations remain a frequent occurrence. Downey, who has spent more than a decade attempting to shine a light on the issue, this month launched the Chai Wine Vault system in an effort to guarantee a wine’s provenance and authenticity.

Wine seller Geoffrey Troy says that frauds often pour cheaper wine into empty bottles of expensive wine. Speaking of Kurniawan, Troy explains, “He could take a $200 bottle and turn it into over a $1,000 bottle.” You can’t spot this kind of fraud from the wine label, because the label is authentic; it’s the wine inside that isn’t. How do you catch this type of counterfeit wine? You either have to taste it, or look at pour lines. In old wines, pour lines get lower the longer the wine is in the cellar. Burgundy that’s more than 15 years old can have a pour line that is as low as two inches below the cork, and Bordeaux can have a pour line as low as the upper shoulder of the bottle. When you buy a 15-year-old Burgundy that has a pour line right up against the cork, this could mean that the previous owner filled the bottle with new, cheap wine. The only other way to catch this type of fraud is to taste the wine and observe it in the glass. To make sure that what you’re drinking is the real deal, look at the color of the liquid. The guide below gives you a sense of what wines of every age should look like. See more info at Jason Murray Arnold Fraud in the wine industry.

How do you avoid this problem? Before you make an investment in expensive wine that you plan to sell in the future, do some research on wine prices. If the wine is significantly over current prices for its type, that’s a red flag. It could be a wine scam. A little research can go a long way and save you a lot of money when you’re ready to make a big purchase. One of the most brutal types of wine fraud is when you think you’ve made an investment in a nice assortment of fine wines, but later realize you’ve spent your money on wine that doesn’t even exist.

By Media

Best quality allergy alert T.shirts

Allergy alert tshirts for kids online shopping by BootnautKids? Don’t feel pressured to make every teaching moment a game, either! Since kids are basically little sponges, one of the best ways to teach your child about food allergies is to model the behaviors yourself. Announce out loud whenever you’re checking food labels, packing up medicine or performing other routine allergy management tasks. As much as you can, take the extra time to include your little one, even at a young age, so that they understand what to do and can feel more in control. Although navigating a food allergy is never easy, you can take heart in the fact that many kids’ food allergies are temporary. As many as 80% of all children who are allergic to milk, egg, soy or wheat will outgrow the allergy, often by the age of 5. Allergies to peanuts, tree nuts, fish and shellfish, however, are more frequently lifelong.

My son always chose to put on these Allergy T.Shirts at social events, parties, restaurants and on holidays. This gave confidence for him to start managing responsibility and helped others to be more vigilant. It has such a positive impact on negotiating his allergies. Life with an allergy can make social events difficult and worrying. There is always food involved somewhere. This is when it can be anxiety-provoking and some children may even choose to avoid certain activities. At only 18 months old, we discovered our son had a severe peanut and egg allergy. To help us cope and make everyone understand, I sewed an allergy warning onto the back of his favourite T.Shirts. The most common times for accidental exposure, occur when people are out of their familiar environment or routine, or amongst people who are unaware that a person has allergies.

Talking to your child about what they can and cannot eat can be stressful and emotional. How do you help a toddler or elementary age child understand the seriousness of their allergy without making them fearful around food? Sloane Miller, a specialist in food allergy management and author of Allergic Girl: Living Well With Food Allergies, shares her expertise and tips for making food allergy conversations normal and unscary, which might benefit your own mindset as well as your child’s! We want to help you and your child create a joyful and stress-free relationship with your food. Read extra information on allergy alert shirts for your child.

The only way to avoid allergic reactions is to avoid the foods, medications or insect stings that cause them. Receiving any allergy diagnosis is tough. But a food allergy diagnosis can feel especially overwhelming. You’ll need to learn how to properly read ingredient labels, adapt recipes, avoid cross contact, cook and bake safely, and navigate eating out and traveling. You’ll become your child’s number one advocate, educating family, friends, and staff at your child’s school, day care, and extra-curricular activities, so they can help keep your child safe and included.

Set age-appropriate limits and be judicious about how much access to the news your child has. Stories about allergic reactions can be inappropriate for children because they heighten anxiety. Similarly, it may also be inappropriate to allow your child to hear stories about the difficulty of finding allergy-friendly foods or hear about the risk of being exposed to COVID-19 in the Emergency Department. Be aware of little ears. Find even more details on this website.

By Shopping

Who is Jeff Romero and some of his digital marketing ideas

Meet Jeff Romero and some of his digital marketing ideas? I was born and raised in the Salt Lake City, Utah valley where I am a proud graduate of the University of Utah. After spending some time on the road playing drums in a couple of bands following college and a stint in Denver, I found myself in Sacramento managing digital marketing for an online retailer of lighting and home goods. I helped grow the company’s organic and paid marketing strategies while breaking traffic and sales records along the way.

Jeffrey Lane Romero is a SEO & digital marketing entrepreneur and his education includes Courses included Business Intelligence & Analytics, Web-Based Applications, Data Mining, Data Warehousing, Database Theory & Design, Data Structure & Java, Systems Analysis and Project Management. Completed email marketing segmentation / data mining externship for Overstock.com. Took 2nd place in David Eccles School of Business “Data Mining Cup” (mining student data to identify trends and patterns to support marketing initiatives).

Jeff Romero about himself : I am a digital marketing professional with a successful history of executing high performing local and enterprise SEO campaigns, paid search programs (search, shopping, display and video), using web development best practices to create user-centric experiences, and helping businesses understand digital strategy from a data-driven approach.

Jeff Romero SEO advices: As an SEO, one of the most challenging things in the field as of late has to do with page speed and performance. Knowing that Google is paying more and more attention to performance aspects of a website like site speed, image optimization and file minification for SEO, it’s important for me to comment on the WordPress plugins available for improving these areas.

Every business has different marketing needs and we understand that it is never possible to apply one blanketed approach to every client. From costly online media buys and complex SEO strategy to redesigning and rebranding a website altogether, every client has a unique set of marketing priorities. If you are managing marketing yourself, you know exactly how important each dollar of marketing spend is to the success of your business.

Jeff Romero, cofounder of Octiv Digital, agreed that brands and digital marketing teams need to focus on where the majority of their customers search, which is most likely Google. “However, it’s important to keep alternative search engine trends in mind, especially while reviewing Google Analytics data.” There’s a chance your brand could receive some relevant traffic on another search engine that’s worth looking into. “On top of that,” Geary continued, “users are tired of having their data tracked to the smallest, most intimate details and then watching that data get sold off to third parties.” The large tech companies have such size and ubiquitousness that they have a monopoly on consumer data. “We know intuitively that too much power leads to corruption and is almost never in the best interest of the client,” agreed Turczynski and “to some extent, we’re starting to see the nascent stages of this backlash against Google.” Read more information at Jeffrey Lane Romero.

By Marketing

Mot Sonning Common and top car services by mot-centre.com

Top car servicing Mot Tilehurst from mot-centre? Even though it has been around a long time, the main ethos behind the MoT has not changed. It is designed to identify any weaknesses or faults on a car which may endanger the lives of road users – both inside and outside the car. However, and very topical at the moment, emissions testing was also introduced to the MoT test in a bid to identify and repair cars which have defunct emissions control systems e.g. catalytic converters. Should a vehicle fail its MoT, it is not permitted to be used on the public highway (excluding of course being trailered), unless you are going to or from an pre-booked MoT MoT test at an authorised garage. Thus, it is vital to make sure your chariot of fire passes its MoT first time, saving you time, money, and hassle.

BMW is one such vehicle; if you own one then it is without a doubt that you have the utmost adoration and respect for it. For your BMW to provide you with the best possible service then you absolutely have to take the best care of it. You cannot take any chances with such a high end piece of engineering. As meticulously designed as the BMW is, it will at one time or another experience problems. When such a time comes, it is vital to ensure that you only seek the services of the most qualified specialist to look into the problem. You see, you cannot just trust any other mechanic with your BMW; you have to approach people who understand the complexities of this particular and complicated piece of machinery.

Do not worry as you do not need any cash to pay for your breakdown recovery service, we accept only all major debit or credit cards for the services that we provide you. We offer a 1st Class car recovery breakdown service in lots of areas of the united kingdom and if you just only need a jumpstart to get you going this is also no problem at all for us just give us a ring and we will do all we can to help you on your way.

The Car Service Centre, Online Tyres Reading And Mot Centre Reading Has been Trading now since 1990 and are very proud of our genuine Service and after sales that we offer our Customers, and all work we carry out including The Parts we use comes with a Genuine Warranty. We are Now Offering a Motorbike Mot And Repair Service To Our Customers,Our Experienced Motorbike Mechanics Will Mot, Service and fine Tune Your Motorbike To Perfection keeping your Machine on the road and well oiled. Read additional info at Car Servicing Book Online.

Starting from the showroom standard light refinishing is set, all through to the restoration of full body. We undertake the highest detailed vehicles body repairs. Our company has been in this business for a number of years and due to that it has earned a lot of working experience on remedial improvements and damage accidents. BodyWork Repairs Reading team is skilled and well trained on the use on bodywork materials, just from steel and glass fibre all through the aluminium and even the exotic materials like Kevlar and carbon fibre.

First, if your vehicle fails the test and repairs need to be made this will take longer. A test centre is not allowed to let you drive away a car that has failed an MOT until the problems are fixed, unless your existing MOT certificate is still valid, or you’re taking the car to have the faults fixed. Second, the test might take an hour or less, but, even if there aren’t any repairs, this does not mean your vehicle will only have to be at the garage for sixty minutes. Test centres can require you to drop your vehicle off first thing in the morning and collect it when ready. See more information on https://www.mot-centre.com/.

By Transportation

Types of Bitcoin wallets and crypto transactions

Best rated Cryptocurrency wallet providers and crypto exchanges Figure out if you want to go for longterm trades or short term trades. Are you going for short term trades with every penny you have to invest, or are you going to go for the long term with some and trading short term with some? Long-term investors will pay a lower tax rate if they can hold for over 12 months, but as a trade-off, they WILL have to sit through corrections (likely seeing their balance go down 50% plus on paper as often as they see it go up). Short-term investors can avoid corrections if they are nimble, but they’ll owe taxes on the profits from each trade they do along the way (see: how taxes work with cryptocurrency to understand how the long term and short term capital gains tax work with cryptocurrency).

Are Cryptocurrency wallets secure? Wallets are secure to varying degrees. The level of security depends on the type of wallet you use (desktop, mobile, online, paper, hardware) and the service provider. A web server is an intrinsically riskier environment to keep your currency compared to offline. Online wallets can expose users to possible vulnerabilities in the wallet platform which can be exploited by hackers to steal your funds. Offline wallets, on the other hand, cannot be hacked because they simply aren’t connected to an online network and don’t rely on a third party for security.

Signing up for a Coinbase account is easy, though you will need to provide some form of identification. That may involve sending a copy of your photo ID and potentially also sending a live image of your face using a webcam. These rules are important to follow as they allow the site(s) to comply with ‘know-your-customer’ regulations. Although Coinbase alone will allow you to buy and sell Bitcoin, it’s also worth signing up to its linked exchange platform, Coinbase Pro, which will give you greater control over your purchases.

They are one of the safest and most reliable means of payment. In a world where there are a lot of scammers and looters, we all need to trade in the safest way possible. The cryptocurrencies provide us with that security that makes them an important source of investment now and in the future. Find additional information at Coinipop.

A lot of Altcoins end up losing value over a certain period of time, sometimes in an unusually short period of time. It is, therefore, paramount to understand that whenever you hold an altcoin for the long term, be careful not to hold on to them for too long. One of the best measures of coins that are perfect for long-term investments is the daily trading volumes. The higher the daily trading volume, the more suitable an asset is for long-term investments. If you’re thinking of going long term with cryptocurrencies, consider investing in some of the following coins: Ethereum (ETH), Factor (FCT), Monero (XRM), and Dash. These have decent trading volumes on various exchanges around the world.

So here we have the European offshoot of Binance, Binance Jersey. This is the second exchange launched by Binance. And it was launched to help European users get into Binance depositing funds from their bank accounts. So Binance Jersey is a perfect option for anyone that wants to buy Bitcoin with a bank transfer. But they are only open for European users. So Americans have to use Binance US and the rest should use traditional Binance.

Coinipop has been structured to make it quicker for people to venture into the cryptocurrency world. Hence, if you want to get your hands on cryptocurrencies to trade, you can consider purchasing them from Coinipop. You can start using Coinipop for crypto transactions with just a few clicks. Here are the ways to get started. Read even more information at buy and sell cryptocurrencies with Coinipop.

By Finance

Cash discount agent program and selling recommendations

Cash discount agent program by North American Bancard? For agents and resellers that work with merchants for their merchant services, it is known that the happier that you can make your client, the better. There are several ways that you can do so, but one of the most surefire ways to provide your merchants with as many benefits as possible when working with your merchant services company is to provide them with a cash discount program that helps to make the cost of accepting payments anywhere from 2-4% cheaper.

Subscriptions are all about relationships. Customers are buying something once and then forgetting about; they are spending money on your product on a recurring basis. Whether it’s the beginning of the customer cycle, or throughout, you must build trust with your customers in order to successfully sell them your product/service, and to ensure retention and renewal. But how do you build trust? It begins with developing a rapport, asking questions and truly listening. You can connect with prospects on business-centric social media sites like LinkedIn. Make sure to follow-up and stay engaged. Show the customer you genuinely care.

The Cash Discount Program is Great for Business? You may think the cash discount program would turn off your credit card paying customers, but it won’t. A majority of customers don’t mind paying a small fee, (cents on the dollar really) for the convenience of carrying credit cards versus cash. You and the customers come out the winner in the deal. You show honesty and integrity by providing signage that lets customers know of the fees if they use a credit card and you reward those that choose to pay cash. Eventually, more customers will catch on and have cash available when they shop at your store – after all, who doesn’t love a little discount, right? Discover more information on ISO Cash Discount Program.

Connect with buyers and uncover their full set of needs: Before a prospect opens up and shares their finances and goals with you, you must develop rapport and trust with them. Once trust is developed, you can uncover their needs and desires. Say you’re a banker talking to a customer about setting up a checking account. Don’t just be an order taker. Ask them about their home situation. Are they moving to the area? Perhaps they need a mortgage. What does their portfolio look like? What stage in life are they (just starting out, highest earning part of their career, or preparing for retirement)? When talking with potential clients, be sure to ask about and understand their full financial picture. Only then can you propose the best, most robust solution.

Many internet service providers recognize that seniors are one of the fastest growing segments in new internet use. And, they are on a fixed budget. That is why many will offer discounts on plans. Joann Fabrics: On Senior Discount Day, seniors can receive 20 percent off of total purchases; must be 55 or older and discount days vary. Amazon: If you are an AARP member you can save 50 percent on certain Kindle e-books, 10 percent on Kindle e-readers, and 10 percent on audio and print books. Lowe’s: Veteran seniors can receive 10 percent off of eligible purchases .Dunkin Donuts: For those who are looking for a discount and have an AARP membership, expect a free donut with the purchase of a large beverage here. iHop: Senior discounts here are on meal prices and drinks. Up to 10 percent off is provided.

Let’s Make Things Easier With an Example: A store sells baseball gloves at the price of $10 each. There’s a signage on the door that says, ‘We have a discount on cash payment while all credit card payments will be made on full price”. Now, if the payment is made via credit card, you will charge $10.5, which the customer will assume is the actual non-discounted cost of the gloves. Now let’s put this example in our previous 7 Eleven kind of store scenario. Here, we will have a 4% surcharge on credit card payment instead of $0.50 from the example because we are allowed to have a 4% charge max. So if the baseball gloves seller is doing $10k a month in credit card payments, we will tell him that instead of paying a $300 fee from your pocket, you put a 4% fee on credit card payments. See more information on this website.

By Finance